Is WIRE or SCHD a better dividend investment in 2026?

WIRE currently yields 0.03% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between WIRE and SCHD?

WIRE has a forward dividend yield of 0.03% ($0.08/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.43 percentage points.

Home › Compare › WIRE vs SCHD

WIRE vs SCHD: Dividend Comparison 2026

WIRE yields 0.03% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $9.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WIRE

● Live price

0.03%

Share price

$289.84

Annual div

$0.08

5Y div CAGR

1.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.7K

Annual income

$3.34

Full WIRE calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — WIRE vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WIRE	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WIRE + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WIRE pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WIRE

Annual income on $10K today (after 15% tax)

$2.35/yr

After 10yr DRIP, annual income (after tax)

$2.84/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $359.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WIRE + SCHD for your $10,000?

WIRE: 50%SCHD: 50%

100% SCHD50/50100% WIRE

Portfolio after 10yr

$24.4K

Annual income

$214.64/yr

Blended yield

0.88%

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Analyst Conviction Gap

Where Wall Street is split right now

WIRE

No analyst data

Price Target

$295.00

+1.8% upside vs current

Range: $295.00 — $295.00

Altman Z

16.3

Piotroski

5/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WIRE buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWIRESCHD

Forward yield	0.03%	3.46% ✓
Annual dividend / share	$0.08	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	1.9% ✓	0%
Portfolio after 10y	$19.7K	$29.0K ✓
Annual income after 10y	$3.34	$425.95 ✓
Total dividends collected	$31.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WIRE vs SCHD ($10,000, DRIP)

Year	WIRE Portfolio	WIRE Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,703	$2.81	$11,226	$346.36	$523.00 → SCHD
2	$11,455	$2.87	$12,572	$357.38	$1.1K → SCHD
3	$12,260	$2.92	$14,046	$367.84	$1.8K → SCHD
4	$13,121	$2.98	$15,660	$377.73	$2.5K → SCHD
5	$14,042	$3.04	$17,425	$387.07	$3.4K → SCHD
6	$15,028	$3.09	$19,354	$395.86	$4.3K → SCHD
7	$16,083	$3.15	$21,461	$404.13	$5.4K → SCHD
8	$17,213	$3.21	$23,762	$411.89	$6.5K → SCHD
9	$18,421	$3.28	$26,272	$419.15	$7.9K → SCHD
10	$19,713	$3.34	$29,010	$425.95	$9.3K → SCHD

WIRE vs SCHD: Complete Analysis 2026

WIRE — Stock

Encore Wire Corporation manufactures and sells electrical building wires and cables for interior electrical wiring in the United States. The company's products include NM-B cables for use as interior wiring in homes, apartments, and manufactured housing; THHN/THWN-2 cables and metal-clad and armored cables for use as wiring in commercial and industrial buildings; UF-B cables; XHHW-2 cables; RHH/RHW-2 cables; USE-2 cables; and other types of wire products. It sells its products to wholesale electrical distributors primarily through independent manufacturers' representatives. Encore Wire Corporation was incorporated in 1989 and is headquartered in McKinney, Texas.

Full WIRE Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.