HomeCompareWISD vs SCHD

WISD vs SCHD: Dividend Comparison 2026

WISD yields 2.17% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.1K in total portfolio value
10 years
WISD
WISD
● Live price
2.17%
Share price
$100.47
Annual div
$2.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$249.39
Full WISD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — WISD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWISDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WISD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WISD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WISD
Annual income on $10K today (after 15% tax)
$184.27/yr
After 10yr DRIP, annual income (after tax)
$211.98/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $147.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WISD + SCHD for your $10,000?

WISD: 50%SCHD: 50%
100% SCHD50/50100% WISD
Portfolio after 10yr
$25.9K
Annual income
$336.00/yr
Blended yield
1.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WISD buys
0
SCHD buys
0
No recent congressional trades found for WISD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWISDSCHD
Forward yield2.17%3.44%
Annual dividend / share$2.18$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.9K$29.0K
Annual income after 10y$249.39$422.61
Total dividends collected$2.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: WISD vs SCHD ($10,000, DRIP)

YearWISD PortfolioWISD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,917$216.79$11,224$344.10$307.00SCHD
2$11,902$221.18$12,567$354.98$665.00SCHD
3$12,961$225.37$14,038$365.30$1.1KSCHD
4$14,097$229.36$15,648$375.06$1.6KSCHD
5$15,317$233.15$17,410$384.27$2.1KSCHD
6$16,626$236.75$19,335$392.95$2.7KSCHD
7$18,030$240.17$21,437$401.10$3.4KSCHD
8$19,536$243.41$23,733$408.75$4.2KSCHD
9$21,150$246.49$26,237$415.91$5.1KSCHD
10$22,880$249.39$28,968$422.61$6.1KSCHD

WISD vs SCHD: Complete Analysis 2026

WISDStock

WISD broadly invests in global fixed-income securities with a short duration of one year or less. The funds portfolio includes US and foreign bonds, debt securities, commercial paper, mortgage-backed securities, floating-rate securities, and up to 30% in asset-backed securities, such as CLOs rated investment-grade. Junk bonds are limited to 15% of net assets. The fund may invest up to 50% in foreign-denominated securities, including 10% in emerging markets. Foreign currency exposure is capped at 10% using derivatives such as treasury and bond futures, swaps, and credit default swaps to hedge interest rate and currency risks. The fund may have a higher portfolio turnover rate due to active and frequent trading. Prior to November 11, 2025, the fund operated as a mutual fund before converting to an actively managed ETF structure, launching with $368.81 million in assets.

Full WISD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.