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WOBK vs MO: Dividend Comparison 2026

WOBK yields 0.56% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WOBK wins by $656.9K in total portfolio value
10 years
WOBK
WOBK
● Live price
0.56%
Share price
$78.00
Annual div
$0.44
5Y div CAGR
98.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$734.6K
Annual income
$538,024.78
Full WOBK calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — WOBK vs MO

📍 WOBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWOBKMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WOBK + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WOBK pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WOBK
Annual income on $10K today (after 15% tax)
$47.95/yr
After 10yr DRIP, annual income (after tax)
$457,321.06/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, WOBK beats the other by $432,697.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WOBK + MO for your $10,000?

WOBK: 50%MO: 50%
100% MO50/50100% WOBK
Portfolio after 10yr
$406.1K
Annual income
$283,496.66/yr
Blended yield
69.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

WOBK
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WOBK buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWOBKMO
Forward yield0.56%6.27%
Annual dividend / share$0.44$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR98.6%22.6%
Portfolio after 10y$734.6K$77.7K
Annual income after 10y$538,024.78$28,968.54
Total dividends collected$697.2K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: WOBK vs MO ($10,000, DRIP)

YearWOBK PortfolioWOBK Income/yrMO PortfolioMO Income/yrGap
1← crossover$10,812$112.03$10,558$768.31+$254.00WOBK
2$11,794$224.82$11,352$1,015.87+$442.00WOBK
3$13,074$455.17$12,482$1,367.86+$592.00WOBK
4$14,926$936.58$14,103$1,883.39+$823.00WOBK
5$17,956$1,984.58$16,472$2,664.91+$1.5KWOBK
6$23,644$4,431.14$20,024$3,897.79+$3.6KWOBK
7$36,129$10,829.92$25,537$5,933.74+$10.6KWOBK
8$69,373$30,715.48$34,478$9,476.77+$34.9KWOBK
9$183,699$109,469.31$49,776$16,022.63+$133.9KWOBK
10$734,582$538,024.78$77,699$28,968.54+$656.9KWOBK

WOBK vs MO: Complete Analysis 2026

WOBKStock

Woodsboro Bank provides various banking products and services to communities in Frederick and surrounding counties. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit. It also provides personal loans, home equity lines of credit, overdraft protection lines of credit, first and second mortgages, construction loans, investment property mortgages, building and unimproved land lot loans, overdraft protection, lines of credit, term loans, real estate loans, and small business administration loans. In addition, the company offers check cards, online and mobile banking, remote deposit anywhere, person to person payments, merchant, and cash management and other services. It operates through eight offices located throughout Frederick County, including a commercial lending office located in downtown Frederick. The company was formerly known as Woodsboro Savings Bank of Frederick County, Maryland and changed its name to Woodsboro Bank in January 1997. Woodsboro Bank was founded in 1899 and is headquartered in Woodsboro, Maryland.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.