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WPAY vs SPHD: Dividend Comparison 2026

WPAY yields 36.68% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 WPAY wins by $165.2K in total portfolio value
10 years
WPAY
WPAY
● Live price
36.68%
Share price
$33.34
Annual div
$12.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$193.2K
Annual income
$30,365.99
Full WPAY calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — WPAY vs SPHD

📍 WPAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWPAYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WPAY + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
WPAY pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WPAY
Annual income on $10K today (after 15% tax)
$3,118.05/yr
After 10yr DRIP, annual income (after tax)
$25,811.09/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, WPAY beats the other by $25,046.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WPAY + SPHD for your $10,000?

WPAY: 50%SPHD: 50%
100% SPHD50/50100% WPAY
Portfolio after 10yr
$110.6K
Annual income
$15,632.60/yr
Blended yield
14.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WPAY buys
0
SPHD buys
0
No recent congressional trades found for WPAY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWPAYSPHD
Forward yield36.68% ✓4.00%
Annual dividend / share$12.23 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$193.2K ✓$28.0K
Annual income after 10y$30,365.99 ✓$899.19
Total dividends collected$141.5K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: WPAY vs SPHD ($10,000, DRIP)

YearWPAY PortfolioWPAY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$14,368$3,668.29$11,120$420.00+$3.2K → WPAY
2$20,300$4,925.89$12,357$458.31+$7.9K → WPAY
3$28,225$6,504.16$13,721$499.76+$14.5K → WPAY
4$38,653$8,451.78$15,227$544.58+$23.4K → WPAY
5$52,175$10,817.03$16,885$593.02+$35.3K → WPAY
6$69,474$13,646.16$18,713$645.34+$50.8K → WPAY
7$91,319$16,981.74$20,724$701.81+$70.6K → WPAY
8$118,572$20,861.09$22,938$762.73+$95.6K → WPAY
9$152,187$25,314.89$25,372$828.41+$126.8K → WPAY
10$193,206$30,365.99$28,047$899.19+$165.2K → WPAY

WPAY vs SPHD: Complete Analysis 2026

WPAY — Stock

The Roundhill WeeklyPay Universe ETF seeks to track the performance of the Solactive Roundhill WeeklyPay Universe Index. WPAY is designed to invest in the eligible universe of single-stock WeeklyPay ETFs.

Full WPAY Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.