Is WPAY or XYLD a better dividend investment in 2026?

WPAY currently yields 36.68% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: WPAY offers higher current income.

What is the dividend yield difference between WPAY and XYLD?

WPAY has a forward dividend yield of 36.68% ($12.23/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 25.70 percentage points.

Home › Compare › WPAY vs XYLD

WPAY vs XYLD: Dividend Comparison 2026

WPAY yields 36.68% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WPAY wins by $167.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WPAY

● Live price

36.68%

Share price

$33.34

Annual div

$12.23

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$193.2K

Annual income

$30,365.99

Full WPAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — WPAY vs XYLD

📍 WPAY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WPAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, WPAY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WPAY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WPAY

Annual income on $10K today (after 15% tax)

$3,118.05/yr

After 10yr DRIP, annual income (after tax)

$25,811.09/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, WPAY beats the other by $23,074.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WPAY + XYLD for your $10,000?

WPAY: 50%XYLD: 50%

100% XYLD50/50100% WPAY

Portfolio after 10yr

$109.2K

Annual income

$16,792.51/yr

Blended yield

15.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WPAY buys

XYLD buys

No recent congressional trades found for WPAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWPAYXYLD

Forward yield	36.68% ✓	10.98%
Annual dividend / share	$12.23 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$193.2K ✓	$25.3K
Annual income after 10y	$30,365.99 ✓	$3,219.02
Total dividends collected	$141.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WPAY vs XYLD ($10,000, DRIP)

Year	WPAY Portfolio	WPAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$14,368	$3,668.29	$10,818	$1,098.39	+$3.5K → WPAY
2	$20,300	$4,925.89	$11,738	$1,222.51	+$8.6K → WPAY
3	$28,225	$6,504.16	$12,774	$1,364.64	+$15.5K → WPAY
4	$38,653	$8,451.78	$13,944	$1,527.86	+$24.7K → WPAY
5	$52,175	$10,817.03	$15,270	$1,715.87	+$36.9K → WPAY
6	$69,474	$13,646.16	$16,775	$1,933.09	+$52.7K → WPAY
7	$91,319	$16,981.74	$18,490	$2,184.87	+$72.8K → WPAY
8	$118,572	$20,861.09	$20,450	$2,477.63	+$98.1K → WPAY
9	$152,187	$25,314.89	$22,697	$2,819.19	+$129.5K → WPAY
10	$193,206	$30,365.99	$25,280	$3,219.02	+$167.9K → WPAY

WPAY vs XYLD: Complete Analysis 2026

WPAY — Stock

The Roundhill WeeklyPay Universe ETF seeks to track the performance of the Solactive Roundhill WeeklyPay Universe Index. WPAY is designed to invest in the eligible universe of single-stock WeeklyPay ETFs.

Full WPAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this WPAY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

WPAY vs SCHD WPAY vs JEPI WPAY vs O WPAY vs KO WPAY vs MAIN WPAY vs QYLD WPAY vs JEPQ WPAY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.