Is WPLCF or XYLD a better dividend investment in 2026?

WPLCF currently yields 16.95% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: WPLCF offers higher current income.

What is the dividend yield difference between WPLCF and XYLD?

WPLCF has a forward dividend yield of 16.95% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.97 percentage points.

Home › Compare › WPLCF vs XYLD

WPLCF vs XYLD: Dividend Comparison 2026

WPLCF yields 16.95% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WPLCF wins by $35.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WPLCF

● Live price

16.95%

Share price

$11.80

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$60.4K

Annual income

$4,795.20

Full WPLCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — WPLCF vs XYLD

📍 WPLCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WPLCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WPLCF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WPLCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WPLCF

Annual income on $10K today (after 15% tax)

$1,440.68/yr

After 10yr DRIP, annual income (after tax)

$4,075.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, WPLCF beats the other by $1,339.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WPLCF + XYLD for your $10,000?

WPLCF: 50%XYLD: 50%

100% XYLD50/50100% WPLCF

Portfolio after 10yr

$42.9K

Annual income

$4,007.11/yr

Blended yield

9.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on WPLCF right now

WPLCF

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$12.00

+1.7% upside vs current

Range: $12.00 — $12.00

Altman Z

0.8

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WPLCF buys

XYLD buys

No recent congressional trades found for WPLCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWPLCFXYLD

Forward yield	16.95% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$60.4K ✓	$25.3K
Annual income after 10y	$4,795.20 ✓	$3,219.02
Total dividends collected	$31.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WPLCF vs XYLD ($10,000, DRIP)

Year	WPLCF Portfolio	WPLCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,395	$1,694.92	$10,818	$1,098.39	+$1.6K → WPLCF
2	$15,226	$1,963.40	$11,738	$1,222.51	+$3.5K → WPLCF
3	$18,546	$2,254.06	$12,774	$1,364.64	+$5.8K → WPLCF
4	$22,410	$2,565.92	$13,944	$1,527.86	+$8.5K → WPLCF
5	$26,876	$2,897.70	$15,270	$1,715.87	+$11.6K → WPLCF
6	$32,006	$3,247.88	$16,775	$1,933.09	+$15.2K → WPLCF
7	$37,861	$3,614.69	$18,490	$2,184.87	+$19.4K → WPLCF
8	$44,507	$3,996.22	$20,450	$2,477.63	+$24.1K → WPLCF
9	$52,013	$4,390.43	$22,697	$2,819.19	+$29.3K → WPLCF
10	$60,449	$4,795.20	$25,280	$3,219.02	+$35.2K → WPLCF

WPLCF vs XYLD: Complete Analysis 2026

WPLCF — Stock

Wise plc provides cross-border money transfer services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. The company's transfer infrastructure includes Wise Account for international people who need to move and manage money across borders; Wise Business for international businesses need; and Wise Platform that allows businesses and banks to offer their own customers international payments. It also offers online currency exchange services, as well as engages in the investment activities. The company was formerly known as 456 Newco plc and changed its name to Wise plc in June 2021. Wise plc was founded in 2010 and is based in London, the United Kingdom.

Full WPLCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.