Is WTBCF or ADC a better dividend investment in 2026?

WTBCF currently yields 4.15% with a 5% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between WTBCF and ADC?

WTBCF has a forward dividend yield of 4.15% ($1.29/share annually). ADC yields 4.39% ($3.00/share annually). The yield gap is 0.24 percentage points.

Home › Compare › WTBCF vs ADC

WTBCF vs ADC: Dividend Comparison 2026

WTBCF yields 4.15% · ADC yields 4.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WTBCF wins by $6.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WTBCF

● Live price

4.15%

Share price

$31.09

Annual div

$1.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.2K

Annual income

$1,316.38

Full WTBCF calculator →

ADC

Agree Realty Corporation

● Live price

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — WTBCF vs ADC

📍 WTBCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WTBCF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WTBCF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WTBCF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTBCF

Annual income on $10K today (after 15% tax)

$353.17/yr

After 10yr DRIP, annual income (after tax)

$1,118.92/yr

ADC

Annual income on $10K today (after 15% tax)

$372.81/yr

After 10yr DRIP, annual income (after tax)

$929.68/yr

At 15% tax rate, WTBCF beats the other by $189.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WTBCF + ADC for your $10,000?

WTBCF: 50%ADC: 50%

100% ADC50/50100% WTBCF

Portfolio after 10yr

$26.9K

Annual income

$1,205.06/yr

Blended yield

4.49%

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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

WTBCF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

1.8

Piotroski

8/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+18.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTBCF buys

ADC buys

No recent congressional trades found for WTBCF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWTBCFADC

Forward yield	4.15%	4.39% ✓
Annual dividend / share	$1.29	$3.00 ✓
Payout ratio	50% ✓	73%
1-year div growth	0%	2.8% ✓
5-year div CAGR	8% ✓	5.2%
Portfolio after 10y	$30.2K ✓	$23.5K
Annual income after 10y	$1,316.38 ✓	$1,093.74
Total dividends collected	$8.1K ✓	$7.4K
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Sell	Buy

Year-by-year: WTBCF vs ADC ($10,000, DRIP)

Year	WTBCF Portfolio	WTBCF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,149	$448.73	$10,871	$461.40	+$278.00 → WTBCF
2	$12,434	$504.96	$11,824	$506.91	+$610.00 → WTBCF
3	$13,873	$568.44	$12,866	$557.16	+$1.0K → WTBCF
4	$15,484	$640.14	$14,006	$612.66	+$1.5K → WTBCF
5	$17,289	$721.17	$15,254	$674.00	+$2.0K → WTBCF
6	$19,312	$812.76	$16,622	$741.82	+$2.7K → WTBCF
7	$21,580	$916.35	$18,120	$816.86	+$3.5K → WTBCF
8	$24,125	$1,033.54	$19,763	$899.90	+$4.4K → WTBCF
9	$26,980	$1,166.19	$21,565	$991.86	+$5.4K → WTBCF
10	$30,184	$1,316.38	$23,543	$1,093.74	+$6.6K → WTBCF

WTBCF vs ADC: Complete Analysis 2026

WTBCF — Stock

Whitbread plc operates hotels and restaurants in the United Kingdom, Germany, and internationally. It operates approximately 841 hotels with 82,286 rooms in the United Kingdom; 10 hotels in the Middle East; and 35 hotels with 5,875 rooms in Germany under the Premier Inn, ZIP by Premier Inn, and hub by Premier Inn brands. The company also operates 439 restaurants under the Brewers Fayre, Beefeater, Whitbread Inns, Cookhouse & Pub, Bar+Block Steakhouse, Thyme, and Table Table brands in the United Kingdom. Whitbread plc was founded in 1742 and is based in Dunstable, the United Kingdom.

Full WTBCF Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.