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WTBFA vs ADC: Dividend Comparison 2026

WTBFA yields 0.97% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $153.8K in total portfolio value
10 years
WTBFA
WTBFA
● Live price
0.97%
Share price
$575.00
Annual div
$5.55
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$1,100.13
Full WTBFA calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — WTBFA vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWTBFAADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WTBFA + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WTBFA pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTBFA
Annual income on $10K today (after 15% tax)
$82.04/yr
After 10yr DRIP, annual income (after tax)
$935.11/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,742.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WTBFA + ADC for your $10,000?

WTBFA: 50%ADC: 50%
100% ADC50/50100% WTBFA
Portfolio after 10yr
$102.1K
Annual income
$40,948.71/yr
Blended yield
40.12%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

WTBFA
No analyst data
Altman Z
0.3
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTBFA buys
0
ADC buys
0
No recent congressional trades found for WTBFA or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWTBFAADC
Forward yield0.97%4.13%
Annual dividend / share$5.55$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%40.4%
Portfolio after 10y$25.2K$178.9K
Annual income after 10y$1,100.13$80,797.29
Total dividends collected$4.5K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: WTBFA vs ADC ($10,000, DRIP)

YearWTBFA PortfolioWTBFA Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,821$120.65$10,990$580.36$169.00ADC
2$11,731$152.52$12,301$860.26$570.00ADC
3$12,745$193.16$14,104$1,298.62$1.4KADC
4$13,882$245.16$16,691$2,008.16$2.8KADC
5$15,166$311.96$20,580$3,205.09$5.4KADC
6$16,626$398.14$26,754$5,330.02$10.1KADC
7$18,299$509.88$37,196$9,345.14$18.9KADC
8$20,236$655.62$56,244$17,523.09$36.0KADC
9$22,499$846.97$94,286$35,736.21$71.8KADC
10$25,175$1,100.13$178,949$80,797.29$153.8KADC

WTBFA vs ADC: Complete Analysis 2026

WTBFAStock

W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.

Full WTBFA Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.