Is WTLTX or VYM a better dividend investment in 2026?

WTLTX currently yields 3.79% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: WTLTX offers higher current income.

What is the dividend yield difference between WTLTX and VYM?

WTLTX has a forward dividend yield of 3.79% ($0.33/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.38 percentage points.

Home › Compare › WTLTX vs VYM

WTLTX vs VYM: Dividend Comparison 2026

WTLTX yields 3.79% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

WTLTX

● Live price

3.79%

Share price

$8.82

Annual div

$0.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$484.25

Full WTLTX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — WTLTX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WTLTX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WTLTX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Oct

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Dec

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WTLTX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTLTX

Annual income on $10K today (after 15% tax)

$322.56/yr

After 10yr DRIP, annual income (after tax)

$411.61/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, WTLTX beats the other by $174.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WTLTX + VYM for your $10,000?

WTLTX: 50%VYM: 50%

100% VYM50/50100% WTLTX

Portfolio after 10yr

$26.7K

Annual income

$381.40/yr

Blended yield

1.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTLTX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWTLTXVYM

Forward yield	3.79% ✓	2.41%
Annual dividend / share	$0.33	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.6K	$27.8K ✓
Annual income after 10y	$484.25 ✓	$278.55
Total dividends collected	$4.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WTLTX vs VYM ($10,000, DRIP)

Year	WTLTX Portfolio	WTLTX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,079	$379.48	$11,151	$241.44	$72.00 → VYM
2	$12,248	$392.94	$12,413	$246.79	$165.00 → VYM
3	$13,511	$405.96	$13,794	$251.79	$283.00 → VYM
4	$14,876	$418.54	$15,306	$256.47	$430.00 → VYM
5	$16,348	$430.65	$16,960	$260.84	$612.00 → VYM
6	$17,934	$442.30	$18,768	$264.92	$834.00 → VYM
7	$19,643	$453.49	$20,745	$268.71	$1.1K → VYM
8	$21,482	$464.21	$22,905	$272.24	$1.4K → VYM
9	$23,461	$474.46	$25,265	$275.51	$1.8K → VYM
10	$25,587	$484.25	$27,842	$278.55	$2.3K → VYM

WTLTX vs VYM: Complete Analysis 2026

WTLTX — Stock

Under normal circumstances, the fund will invest at least eighty percent (80%) of the value of its net assets plus any borrowings for investment purposes in "high yield" securities. It may invest up to twenty-five percent (25%) in non-U.S. dollar-denominated securities.

Full WTLTX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.