Is WTREP or QYLD a better dividend investment in 2026?

WTREP currently yields 16.27% with a 5% 5-year dividend growth rate. QYLD yields 11.43% with -2.1% growth. The better choice depends on your goal: WTREP offers higher current income.

What is the dividend yield difference between WTREP and QYLD?

WTREP has a forward dividend yield of 16.27% ($4.08/share annually). QYLD yields 11.43% ($1.92/share annually). The yield gap is 4.84 percentage points.

Home › Compare › WTREP vs QYLD

WTREP vs QYLD: Dividend Comparison 2026

WTREP yields 16.27% · QYLD yields 11.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WTREP wins by $12944208.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

WTREP

● Live price

16.27%

Share price

$25.09

Annual div

$4.08

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12944208.14M

Annual income

$12,793,113,812,527.56

Full WTREP calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

Portfolio growth — WTREP vs QYLD

📍 WTREP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WTREP	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, WTREP + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

WTREP pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WTREP

Annual income on $10K today (after 15% tax)

$1,382.56/yr

After 10yr DRIP, annual income (after tax)

$10,874,146,740,648.43/yr

QYLD

Annual income on $10K today (after 15% tax)

$971.43/yr

After 10yr DRIP, annual income (after tax)

$3,020.69/yr

At 15% tax rate, WTREP beats the other by $10,874,146,737,627.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of WTREP + QYLD for your $10,000?

WTREP: 50%QYLD: 50%

100% QYLD50/50100% WTREP

Portfolio after 10yr

$6472104.08M

Annual income

$6,396,556,908,040.66/yr

Blended yield

98.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WTREP buys

QYLD buys

No recent congressional trades found for WTREP or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWTREPQYLD

Forward yield	16.27% ✓	11.43%
Annual dividend / share	$4.08 ✓	$1.92
Payout ratio	50% ✓	95%
1-year div growth	0% ✓	-5.2%
5-year div CAGR	100% ✓	-2.1%
Portfolio after 10y	$12944208.14M ✓	$19.5K
Annual income after 10y	$12,793,113,812,527.56 ✓	$3,553.75
Total dividends collected	$12934115.96M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: WTREP vs QYLD ($10,000, DRIP)

Year	WTREP Portfolio	WTREP Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,953	$3,253.09	$10,279	$1,118.86	+$3.7K → WTREP
2	$23,414	$8,484.23	$10,645	$1,229.16	+$12.8K → WTREP
3	$51,664	$26,611.21	$11,111	$1,360.44	+$40.6K → WTREP
4	$165,036	$109,755.06	$11,695	$1,517.70	+$153.3K → WTREP
5	$831,917	$655,328.31	$12,420	$1,707.39	+$819.5K → WTREP
6	$7,064,722	$6,174,571.35	$13,315	$1,937.94	+$7.05M → WTREP
7	$105,568,786	$98,009,533.32	$14,417	$2,220.42	+$105.55M → WTREP
8	$2,850,463,987	$2,737,505,385.99	$15,775	$2,569.54	+$2850.45M → WTREP
9	$141,209,648,710	$138,159,652,244.08	$17,455	$3,005.06	+$141209.63M → WTREP
10	$12,944,208,136,647	$12,793,113,812,527.56	$19,543	$3,553.75	+$12944208.12M → WTREP

WTREP vs QYLD: Complete Analysis 2026

WTREP — Stock

Watford Holdings Ltd., together with its subsidiaries, operates as a property, casualty, and mortgage insurance and reinsurance company worldwide. The company offers casualty reinsurance products, such as executive assurance, medical malpractice liability, other professional liability, workers' compensation, umbrella liability; other specialty reinsurance, including personal and commercial automobile, mortgage, surety, accident and health, workers' compensation catastrophe, agriculture and marine, and aviation; and property catastrophe reinsurance, as well as other insurance programs comprising general liability, umbrella liability, professional liability, personal and commercial automobile, and inland marine and property business with minimal catastrophe exposure. The company was founded in 2013 and is headquartered in Pembroke, Bermuda.

Full WTREP Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.