Is WUCT or VYM a better dividend investment in 2026?

WUCT currently yields 5.24% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: WUCT offers higher current income.

What is the dividend yield difference between WUCT and VYM?

WUCT has a forward dividend yield of 5.24% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.83 percentage points.

Home › Compare › WUCT vs VYM

WUCT vs VYM: Dividend Comparison 2026

WUCT yields 5.24% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 WUCT wins by $392.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

WUCT

● Live price

5.24%

Share price

$38.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$732.91

Full WUCT calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — WUCT vs VYM

📍 WUCT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	WUCT	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, WUCT + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

WUCT pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WUCT

Annual income on $10K today (after 15% tax)

$445.61/yr

After 10yr DRIP, annual income (after tax)

$622.97/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, WUCT beats the other by $386.21/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WUCT + VYM for your $10,000?

WUCT: 50%VYM: 50%

100% VYM50/50100% WUCT

Portfolio after 10yr

$28.0K

Annual income

$505.72/yr

Blended yield

1.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WUCT buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricWUCTVYM

Forward yield	5.24% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$27.8K
Annual income after 10y	$732.91 ✓	$278.55
Total dividends collected	$6.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: WUCT vs VYM ($10,000, DRIP)

Year	WUCT Portfolio	WUCT Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,224	$524.25	$11,151	$241.44	+$73.00 → WUCT
2	$12,560	$549.93	$12,413	$246.79	+$147.00 → WUCT
3	$14,014	$575.11	$13,794	$251.79	+$220.00 → WUCT
4	$15,595	$599.72	$15,306	$256.47	+$289.00 → WUCT
5	$17,310	$623.71	$16,960	$260.84	+$350.00 → WUCT
6	$19,169	$647.02	$18,768	$264.92	+$401.00 → WUCT
7	$21,180	$669.63	$20,745	$268.71	+$435.00 → WUCT
8	$23,355	$691.49	$22,905	$272.24	+$450.00 → WUCT
9	$25,702	$712.59	$25,265	$275.51	+$437.00 → WUCT
10	$28,234	$732.91	$27,842	$278.55	+$392.00 → WUCT

WUCT vs VYM: Complete Analysis 2026

WUCT — Stock

The index universe is based on large and mid-cap companies in developed market countries included in the Solactive GBS Developed Markets Large & Mid Cap USD Index, from which the index selection party selects companies in accordance with the index selection criteria.

Full WUCT Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this WUCT vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

WUCT vs SCHD WUCT vs JEPI WUCT vs O WUCT vs KO WUCT vs MAIN WUCT vs VIG WUCT vs DGRO WUCT vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.