HomeCompareXAR vs SCHD

XAR vs SCHD: Dividend Comparison 2026

XAR yields 0.36% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.8K in total portfolio value
10 years
XAR
XAR
● Live price
0.36%
Share price
$242.24
Annual div
$0.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$37.11
Full XAR calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — XAR vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXARSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XAR + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XAR pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XAR
Annual income on $10K today (after 15% tax)
$30.81/yr
After 10yr DRIP, annual income (after tax)
$31.54/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $330.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XAR + SCHD for your $10,000?

XAR: 50%SCHD: 50%
100% SCHD50/50100% XAR
Portfolio after 10yr
$24.6K
Annual income
$231.53/yr
Blended yield
0.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XAR buys
3
SCHD buys
0
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-31
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-31
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-26
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-26
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-18
Thomas R. Carper🏛 Senate$XAR▼ Sell$1,001 - $15,0002022-01-18
Thomas R. Carper🏛 Senate$XAR▲ Buy$1,001 - $15,0002020-11-20
Thomas R. Carper🏛 Senate$XAR▲ Buy$1,001 - $15,0002020-11-20
Thomas R. Carper🏛 Senate$XAR▲ Buy$1,001 - $15,0002020-11-20
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXARSCHD
Forward yield0.36%3.46%
Annual dividend / share$0.88$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$29.0K
Annual income after 10y$37.11$425.95
Total dividends collected$367.00$3.9K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: XAR vs SCHD ($10,000, DRIP)

YearXAR PortfolioXAR Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,736$36.25$11,226$346.36$490.00SCHD
2$11,524$36.37$12,572$357.38$1.0KSCHD
3$12,367$36.49$14,046$367.84$1.7KSCHD
4$13,270$36.59$15,660$377.73$2.4KSCHD
5$14,235$36.70$17,425$387.07$3.2KSCHD
6$15,268$36.79$19,354$395.86$4.1KSCHD
7$16,374$36.88$21,461$404.13$5.1KSCHD
8$17,557$36.96$23,762$411.89$6.2KSCHD
9$18,823$37.04$26,272$419.15$7.4KSCHD
10$20,178$37.11$29,010$425.95$8.8KSCHD

XAR vs SCHD: Complete Analysis 2026

XARETF

The State Street SPDR S&P Aerospace & Defense ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Aerospace & Defense Select Industry Index (the "Index")Seeks to provide exposure to the Aerospace & Defense segment of the S&P TMI, which comprises the following sub-industries: Aerospace & DefenseSeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XAR Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.