Is XBAP or DVY a better dividend investment in 2026?

XBAP currently yields 5.11% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: XBAP offers higher current income.

What is the dividend yield difference between XBAP and DVY?

XBAP has a forward dividend yield of 5.11% ($2.00/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.65 percentage points.

Home › Compare › XBAP vs DVY

XBAP vs DVY: Dividend Comparison 2026

XBAP yields 5.11% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XBAP wins by $3.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XBAP

● Live price

5.11%

Share price

$39.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$708.21

Full XBAP calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — XBAP vs DVY

📍 XBAP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XBAP	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XBAP + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

XBAP pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBAP

Annual income on $10K today (after 15% tax)

$434.23/yr

After 10yr DRIP, annual income (after tax)

$601.98/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, XBAP beats the other by $234.01/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XBAP + DVY for your $10,000?

XBAP: 50%DVY: 50%

100% DVY50/50100% XBAP

Portfolio after 10yr

$26.5K

Annual income

$570.56/yr

Blended yield

2.15%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBAP buys

DVY buys

No recent congressional trades found for XBAP or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXBAPDVY

Forward yield	5.11% ✓	3.46%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.0K ✓	$25.0K
Annual income after 10y	$708.21 ✓	$432.91
Total dividends collected	$6.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XBAP vs DVY ($10,000, DRIP)

Year	XBAP Portfolio	XBAP Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,211	$510.86	$11,046	$346.43	+$165.00 → XBAP
2	$12,531	$535.25	$12,177	$357.65	+$354.00 → XBAP
3	$13,967	$559.13	$13,398	$368.47	+$569.00 → XBAP
4	$15,527	$582.44	$14,715	$378.89	+$812.00 → XBAP
5	$17,219	$605.14	$16,134	$388.90	+$1.1K → XBAP
6	$19,052	$627.19	$17,662	$398.51	+$1.4K → XBAP
7	$21,034	$648.54	$19,306	$407.71	+$1.7K → XBAP
8	$23,176	$669.17	$21,074	$416.50	+$2.1K → XBAP
9	$25,487	$689.06	$22,974	$424.90	+$2.5K → XBAP
10	$27,979	$708.21	$25,015	$432.91	+$3.0K → XBAP

XBAP vs DVY: Complete Analysis 2026

XBAP — Stock

The Innovator U.S. Equity Accelerated 9 Buffer ETF seeks to provide double (2x) the upside return of SPY (SPDR S&P 500 ETF Trust), to a cap, with approximately single exposure to the downside, over a one-year outcome period. The ETF buffers investors against the first 9% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full XBAP Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.