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XBB vs DIVO: Dividend Comparison 2026

XBB yields 5.37% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $2.5K in total portfolio value
10 years
XBB
XBB
● Live price
5.37%
Share price
$40.66
Annual div
$2.19
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$757.51
Full XBB calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — XBB vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBBDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XBB + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XBB pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBB
Annual income on $10K today (after 15% tax)
$456.79/yr
After 10yr DRIP, annual income (after tax)
$643.88/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $213.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBB + DIVO for your $10,000?

XBB: 50%DIVO: 50%
100% DIVO50/50100% XBB
Portfolio after 10yr
$29.7K
Annual income
$883.00/yr
Blended yield
2.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBB buys
0
DIVO buys
0
No recent congressional trades found for XBB or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBBDIVO
Forward yield5.37%6.62% ✓
Annual dividend / share$2.19$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.5K$31.0K ✓
Annual income after 10y$757.51$1,008.47 ✓
Total dividends collected$6.5K$8.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XBB vs DIVO ($10,000, DRIP)

YearXBB PortfolioXBB Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,237$537.40$11,362$661.96$125.00 → DIVO
2$12,588$564.39$12,860$702.91$272.00 → DIVO
3$14,060$590.88$14,504$743.56$444.00 → DIVO
4$15,662$616.80$16,303$783.73$641.00 → DIVO
5$17,400$642.09$18,268$823.31$868.00 → DIVO
6$19,285$666.69$20,408$862.17$1.1K → DIVO
7$21,325$690.56$22,737$900.20$1.4K → DIVO
8$23,531$713.67$25,266$937.31$1.7K → DIVO
9$25,915$736.00$28,008$973.42$2.1K → DIVO
10$28,486$757.51$30,977$1,008.47$2.5K → DIVO

XBB vs DIVO: Complete Analysis 2026

XBB — Stock

The fund will invest at least 80% of its net assets in high-yield, below-investment grade bonds denominated in U.S. dollars of corporate issuers, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XBB Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.