HomeCompareXBI vs DIVO

XBI vs DIVO: Dividend Comparison 2026

XBI yields 0.34% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $10.6K in total portfolio value
10 years
XBI
XBI
● Live price
0.34%
Share price
$127.73
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$35.27
Full XBI calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — XBI vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBIDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XBI + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBI pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBI
Annual income on $10K today (after 15% tax)
$29.31/yr
After 10yr DRIP, annual income (after tax)
$29.98/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $804.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBI + DIVO for your $10,000?

XBI: 50%DIVO: 50%
100% DIVO50/50100% XBI
Portfolio after 10yr
$25.4K
Annual income
$508.48/yr
Blended yield
2.00%
📊

Analyst Conviction Gap

Where Wall Street is split right now

XBI
Analyst Ratings
1
Hold
Consensus: Hold
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBI buys
0
DIVO buys
0
No recent congressional trades found for XBI or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBIDIVO
Forward yield0.34%6.49%
Annual dividend / share$0.44$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$30.7K
Annual income after 10y$35.27$981.68
Total dividends collected$349.00$8.2K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: XBI vs DIVO ($10,000, DRIP)

YearXBI PortfolioXBI Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,734$34.49$11,349$649.42$615.00DIVO
2$11,521$34.60$12,833$688.83$1.3KDIVO
3$12,362$34.70$14,459$727.90$2.1KDIVO
4$13,262$34.80$16,238$766.49$3.0KDIVO
5$14,225$34.89$18,179$804.47$4.0KDIVO
6$15,256$34.98$20,293$841.71$5.0KDIVO
7$16,359$35.06$22,591$878.14$6.2KDIVO
8$17,539$35.13$25,087$913.65$7.5KDIVO
9$18,802$35.20$27,791$948.18$9.0KDIVO
10$20,153$35.27$30,718$981.68$10.6KDIVO

XBI vs DIVO: Complete Analysis 2026

XBIETF

The State Street SPDR S&P Biotech ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Biotechnology Select Industry Index (the "Index")Seeks to provide exposure to the Biotechnology segment of the S&P TMI, which comprises the following sub-industries: BiotechnologySeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XBI Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.