Is XBI or DVY a better dividend investment in 2026?

XBI currently yields 0.34% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between XBI and DVY?

XBI has a forward dividend yield of 0.34% ($0.44/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 3.12 percentage points.

Home › Compare › XBI vs DVY

XBI vs DVY: Dividend Comparison 2026

XBI yields 0.34% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XBI

● Live price

0.34%

Share price

$127.73

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$35.27

Full XBI calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — XBI vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XBI	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XBI + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XBI pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBI

Annual income on $10K today (after 15% tax)

$29.31/yr

After 10yr DRIP, annual income (after tax)

$29.98/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $337.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBI + DVY for your $10,000?

XBI: 50%DVY: 50%

100% DVY50/50100% XBI

Portfolio after 10yr

$22.6K

Annual income

$234.09/yr

Blended yield

1.04%

📊

Analyst Conviction Gap

Where Wall Street is split right now

XBI

Analyst Ratings

Hold

Consensus: Hold

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBI buys

DVY buys

No recent congressional trades found for XBI or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXBIDVY

Forward yield	0.34%	3.46% ✓
Annual dividend / share	$0.44	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.2K	$25.0K ✓
Annual income after 10y	$35.27	$432.91 ✓
Total dividends collected	$349.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	ETF	ETF

Year-by-year: XBI vs DVY ($10,000, DRIP)

Year	XBI Portfolio	XBI Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,734	$34.49	$11,046	$346.43	$312.00 → DVY
2	$11,521	$34.60	$12,177	$357.65	$656.00 → DVY
3	$12,362	$34.70	$13,398	$368.47	$1.0K → DVY
4	$13,262	$34.80	$14,715	$378.89	$1.5K → DVY
5	$14,225	$34.89	$16,134	$388.90	$1.9K → DVY
6	$15,256	$34.98	$17,662	$398.51	$2.4K → DVY
7	$16,359	$35.06	$19,306	$407.71	$2.9K → DVY
8	$17,539	$35.13	$21,074	$416.50	$3.5K → DVY
9	$18,802	$35.20	$22,974	$424.90	$4.2K → DVY
10	$20,153	$35.27	$25,015	$432.91	$4.9K → DVY

XBI vs DVY: Complete Analysis 2026

XBI — ETF

The State Street SPDR S&P Biotech ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Biotechnology Select Industry Index (the "Index")Seeks to provide exposure to the Biotechnology segment of the S&P TMI, which comprises the following sub-industries: BiotechnologySeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XBI Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this XBI vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XBI vs SCHD XBI vs JEPI XBI vs O XBI vs KO XBI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.