HomeCompareXBI vs FCPT

XBI vs FCPT: Dividend Comparison 2026

XBI yields 0.34% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $28.9K in total portfolio value
10 years
XBI
XBI
● Live price
0.34%
Share price
$127.73
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$35.27
Full XBI calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — XBI vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBIFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XBI + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBI pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBI
Annual income on $10K today (after 15% tax)
$29.31/yr
After 10yr DRIP, annual income (after tax)
$29.98/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,879.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBI + FCPT for your $10,000?

XBI: 50%FCPT: 50%
100% FCPT50/50100% XBI
Portfolio after 10yr
$34.6K
Annual income
$2,905.28/yr
Blended yield
8.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

XBI
Analyst Ratings
1
Hold
Consensus: Hold
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBI buys
0
FCPT buys
0
No recent congressional trades found for XBI or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBIFCPT
Forward yield0.34%6.05%
Annual dividend / share$0.44$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$20.2K$49.1K
Annual income after 10y$35.27$5,775.28
Total dividends collected$349.00$24.1K
Payment frequencyquarterlyquarterly
SectorETFREIT
Analyst consensusHoldHold

Year-by-year: XBI vs FCPT ($10,000, DRIP)

YearXBI PortfolioXBI Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,734$34.49$11,401$700.92$667.00FCPT
2$11,521$34.60$13,064$864.84$1.5KFCPT
3$12,362$34.70$15,051$1,072.48$2.7KFCPT
4$13,262$34.80$17,442$1,337.22$4.2KFCPT
5$14,225$34.89$20,340$1,677.08$6.1KFCPT
6$15,256$34.98$23,880$2,116.57$8.6KFCPT
7$16,359$35.06$28,241$2,689.36$11.9KFCPT
8$17,539$35.13$33,660$3,442.07$16.1KFCPT
9$18,802$35.20$40,456$4,439.95$21.7KFCPT
10$20,153$35.27$49,063$5,775.28$28.9KFCPT

XBI vs FCPT: Complete Analysis 2026

XBIETF

The State Street SPDR S&P Biotech ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Biotechnology Select Industry Index (the "Index")Seeks to provide exposure to the Biotechnology segment of the S&P TMI, which comprises the following sub-industries: BiotechnologySeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XBI Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.