HomeCompareXBJA vs JEPI

XBJA vs JEPI: Dividend Comparison 2026

XBJA yields 6.39% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XBJA wins by $1.5K in total portfolio value
10 years
XBJA
XBJA
● Live price
6.39%
Share price
$31.28
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.5K
Annual income
$960.51
Full XBJA calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — XBJA vs JEPI

📍 XBJA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBJAJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XBJA + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBJA pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBJA
Annual income on $10K today (after 15% tax)
$543.48/yr
After 10yr DRIP, annual income (after tax)
$816.43/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $482.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBJA + JEPI for your $10,000?

XBJA: 50%JEPI: 50%
100% JEPI50/50100% XBJA
Portfolio after 10yr
$29.7K
Annual income
$1,244.56/yr
Blended yield
4.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBJA buys
0
JEPI buys
0
No recent congressional trades found for XBJA or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBJAJEPI
Forward yield6.39%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.5K$29.0K
Annual income after 10y$960.51$1,528.62
Total dividends collected$8.0K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XBJA vs JEPI ($10,000, DRIP)

YearXBJA PortfolioXBJA Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,339$639.39$11,260$840.19+$79.00XBJA
2$12,811$677.59$12,641$907.94+$170.00XBJA
3$14,423$715.43$14,150$978.20+$273.00XBJA
4$16,185$752.77$15,795$1,050.85+$390.00XBJA
5$18,108$789.49$17,584$1,125.74+$524.00XBJA
6$20,201$825.49$19,526$1,202.74+$675.00XBJA
7$22,476$860.65$21,628$1,281.69+$848.00XBJA
8$24,944$894.92$23,898$1,362.43+$1.0KXBJA
9$27,618$928.23$26,347$1,444.79+$1.3KXBJA
10$30,512$960.51$28,982$1,528.62+$1.5KXBJA

XBJA vs JEPI: Complete Analysis 2026

XBJAStock

The Innovator U.S. Equity Accelerated 9 Buffer ETF seeks to provide double (2x) the upside return of SPY (SPDR S&P 500 ETF Trust), to a cap, with approximately single exposure to the downside, over a one-year outcome period. The ETF buffers investors against the first 9% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full XBJA Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.