Is XBOC or QYLD a better dividend investment in 2026?

XBOC currently yields 6.07% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between XBOC and QYLD?

XBOC has a forward dividend yield of 6.07% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.85 percentage points.

Home › Compare › XBOC vs QYLD

XBOC vs QYLD: Dividend Comparison 2026

XBOC yields 6.07% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XBOC wins by $4.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XBOC

● Live price

6.07%

Share price

$32.97

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$892.87

Full XBOC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — XBOC vs QYLD

📍 XBOC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XBOC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XBOC + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

XBOC pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBOC

Annual income on $10K today (after 15% tax)

$515.62/yr

After 10yr DRIP, annual income (after tax)

$758.94/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,051.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XBOC + QYLD for your $10,000?

XBOC: 50%QYLD: 50%

100% QYLD50/50100% XBOC

Portfolio after 10yr

$27.6K

Annual income

$3,276.09/yr

Blended yield

11.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBOC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXBOCQYLD

Forward yield	6.07%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$25.4K
Annual income after 10y	$892.87	$5,659.31 ✓
Total dividends collected	$7.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XBOC vs QYLD ($10,000, DRIP)

Year	XBOC Portfolio	XBOC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,307	$606.61	$10,352	$1,192.36	+$955.00 → XBOC
2	$12,739	$641.00	$10,830	$1,347.57	+$1.9K → XBOC
3	$14,306	$674.97	$11,460	$1,539.07	+$2.8K → XBOC
4	$16,016	$708.39	$12,275	$1,777.84	+$3.7K → XBOC
5	$17,878	$741.17	$13,323	$2,078.95	+$4.6K → XBOC
6	$19,903	$773.23	$14,667	$2,463.34	+$5.2K → XBOC
7	$22,100	$804.48	$16,396	$2,960.57	+$5.7K → XBOC
8	$24,482	$834.87	$18,631	$3,612.97	+$5.9K → XBOC
9	$27,060	$864.35	$21,548	$4,482.15	+$5.5K → XBOC
10	$29,847	$892.87	$25,398	$5,659.31	+$4.4K → XBOC

XBOC vs QYLD: Complete Analysis 2026

XBOC — Stock

The Innovator U.S. Equity Accelerated 9 Buffer ETF seeks to provide double (2x) the upside return of SPY (SPDR S&P 500 ETF Trust), to a cap, with approximately single exposure to the downside, over a one-year outcome period. The ETF buffers investors against the first 9% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full XBOC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.