HomeCompareXBTF vs VYM

XBTF vs VYM: Dividend Comparison 2026

XBTF yields 5.10% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XBTF wins by $120.00 in total portfolio value
10 years
XBTF
XBTF
● Live price
5.10%
Share price
$39.22
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$706.54
Full XBTF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — XBTF vs VYM

📍 XBTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXBTFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XBTF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XBTF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XBTF
Annual income on $10K today (after 15% tax)
$433.45/yr
After 10yr DRIP, annual income (after tax)
$600.56/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, XBTF beats the other by $363.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XBTF + VYM for your $10,000?

XBTF: 50%VYM: 50%
100% VYM50/50100% XBTF
Portfolio after 10yr
$27.9K
Annual income
$492.54/yr
Blended yield
1.77%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XBTF buys
0
VYM buys
0
No recent congressional trades found for XBTF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXBTFVYM
Forward yield5.10%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.0K$27.8K
Annual income after 10y$706.54$278.55
Total dividends collected$6.1K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XBTF vs VYM ($10,000, DRIP)

YearXBTF PortfolioXBTF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,210$509.94$11,151$241.44+$59.00XBTF
2$12,529$534.25$12,413$246.79+$116.00XBTF
3$13,964$558.04$13,794$251.79+$170.00XBTF
4$15,523$581.27$15,306$256.47+$217.00XBTF
5$17,213$603.89$16,960$260.84+$253.00XBTF
6$19,044$625.84$18,768$264.92+$276.00XBTF
7$21,024$647.11$20,745$268.71+$279.00XBTF
8$23,163$667.66$22,905$272.24+$258.00XBTF
9$25,472$687.47$25,265$275.51+$207.00XBTF
10$27,962$706.54$27,842$278.55+$120.00XBTF

XBTF vs VYM: Complete Analysis 2026

XBTFStock

The fund is an actively managed ETF that invests, under normal circumstances, in standardized, cash-settled bitcoin futures contracts (“Bitcoin Futures”) traded on commodity exchanges registered with the Commodity Futures Trading Commission (“CFTC”). The fund does not invest in bitcoin or other digital assets directly. The fund seeks to invest in Bitcoin Futures so that the total value of the bitcoin to which the fund has economic exposure is approximately 100% of the total assets of the fund (the “Target Exposure”). The fund is non-diversified.

Full XBTF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.