Is XC or XYLD a better dividend investment in 2026?

XC currently yields 12.80% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XC offers higher current income.

What is the dividend yield difference between XC and XYLD?

XC has a forward dividend yield of 12.80% ($3.88/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.82 percentage points.

Home › Compare › XC vs XYLD

XC vs XYLD: Dividend Comparison 2026

XC yields 12.80% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XC wins by $21.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

● Live price

12.80%

Share price

$30.28

Annual div

$3.88

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.5K

Annual income

$2,838.45

Full XC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — XC vs XYLD

📍 XC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XC + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XC pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$1,087.90/yr

After 10yr DRIP, annual income (after tax)

$2,412.68/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $323.48/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XC + XYLD for your $10,000?

XC: 50%XYLD: 50%

100% XYLD50/50100% XC

Portfolio after 10yr

$35.9K

Annual income

$3,028.73/yr

Blended yield

8.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XC buys

XYLD buys

No recent congressional trades found for XC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXCXYLD

Forward yield	12.80% ✓	10.98%
Annual dividend / share	$3.88	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.5K ✓	$25.3K
Annual income after 10y	$2,838.45	$3,219.02 ✓
Total dividends collected	$20.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XC vs XYLD ($10,000, DRIP)

Year	XC Portfolio	XC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,980	$1,279.88	$10,818	$1,098.39	+$1.2K → XC
2	$14,251	$1,432.97	$11,738	$1,222.51	+$2.5K → XC
3	$16,842	$1,593.16	$12,774	$1,364.64	+$4.1K → XC
4	$19,781	$1,759.61	$13,944	$1,527.86	+$5.8K → XC
5	$23,097	$1,931.42	$15,270	$1,715.87	+$7.8K → XC
6	$26,821	$2,107.67	$16,775	$1,933.09	+$10.0K → XC
7	$30,986	$2,287.42	$18,490	$2,184.87	+$12.5K → XC
8	$35,625	$2,469.73	$20,450	$2,477.63	+$15.2K → XC
9	$40,772	$2,653.70	$22,697	$2,819.19	+$18.1K → XC
10	$46,465	$2,838.45	$25,280	$3,219.02	+$21.2K → XC

XC vs XYLD: Complete Analysis 2026

XC — Stock

At least 80% of the fund’s total assets (exclusive of collateral held from securities lending) will be invested in component securities of the index and investments that have economic characteristics that are substantially identical to the economic characteristics of such component securities. The index is a modified float-adjusted market cap weighted index that consists of common stocks issued by companies in emerging markets, excluding companies incorporated or domiciled in China. It is non-diversified.

Full XC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.