Is XCAPX or QYLD a better dividend investment in 2026?

XCAPX currently yields 7.19% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between XCAPX and QYLD?

XCAPX has a forward dividend yield of 7.19% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.73 percentage points.

Home › Compare › XCAPX vs QYLD

XCAPX vs QYLD: Dividend Comparison 2026

XCAPX yields 7.19% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XCAPX wins by $6.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XCAPX

● Live price

7.19%

Share price

$27.81

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.2K

Annual income

$1,135.15

Full XCAPX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — XCAPX vs QYLD

📍 XCAPX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XCAPX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XCAPX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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XCAPX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCAPX

Annual income on $10K today (after 15% tax)

$611.29/yr

After 10yr DRIP, annual income (after tax)

$964.88/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,845.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XCAPX + QYLD for your $10,000?

XCAPX: 50%QYLD: 50%

100% QYLD50/50100% XCAPX

Portfolio after 10yr

$28.8K

Annual income

$3,397.24/yr

Blended yield

11.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCAPX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Thomas R. Carper	🏛 Senate	$XCAPX	▲ Buy	$15,001 - $50,000	2021-01-29
Thomas R. Carper	🏛 Senate	$XCAPX	▲ Buy	$15,001 - $50,000	2021-01-29
Thomas R. Carper	🏛 Senate	$XCAPX	▲ Buy	$1,001 - $15,000	2020-11-30
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29
Thomas R. Carper	🏛 Senate	$XCAPX	▲ Buy	$15,001 - $50,000	2020-05-28
Thomas R. Carper	🏛 Senate	$XCAPX	▲ Buy	$15,001 - $50,000	2020-05-28

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXCAPXQYLD

Forward yield	7.19%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.2K ✓	$25.4K
Annual income after 10y	$1,135.15	$5,659.31 ✓
Total dividends collected	$9.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XCAPX vs QYLD ($10,000, DRIP)

Year	XCAPX Portfolio	XCAPX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,419	$719.17	$10,352	$1,192.36	+$1.1K → XCAPX
2	$12,986	$767.50	$10,830	$1,347.57	+$2.2K → XCAPX
3	$14,711	$815.71	$11,460	$1,539.07	+$3.3K → XCAPX
4	$16,604	$863.60	$12,275	$1,777.84	+$4.3K → XCAPX
5	$18,677	$910.98	$13,323	$2,078.95	+$5.4K → XCAPX
6	$20,942	$957.69	$14,667	$2,463.34	+$6.3K → XCAPX
7	$23,412	$1,003.59	$16,396	$2,960.57	+$7.0K → XCAPX
8	$26,099	$1,048.53	$18,631	$3,612.97	+$7.5K → XCAPX
9	$29,019	$1,092.42	$21,548	$4,482.15	+$7.5K → XCAPX
10	$32,185	$1,135.15	$25,398	$5,659.31	+$6.8K → XCAPX

XCAPX vs QYLD: Complete Analysis 2026

XCAPX — Stock

ACAP Strategic Fund acts as closed-end investment fund/investment trust. Its objective is to achieve maximum capital appreciation. The company was founded in June, 2009 and is headquartered in New York, NY.

Full XCAPX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.