HomeCompareXCCC vs SPHD

XCCC vs SPHD: Dividend Comparison 2026

XCCC yields 10.24% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCCC wins by $12.9K in total portfolio value
10 years
XCCC
XCCC
● Live price
10.24%
Share price
$36.37
Annual div
$3.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.4K
Annual income
$1,948.09
Full XCCC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XCCC vs SPHD

📍 XCCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCCCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XCCC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XCCC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCCC
Annual income on $10K today (after 15% tax)
$870.50/yr
After 10yr DRIP, annual income (after tax)
$1,655.88/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XCCC beats the other by $1,173.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCCC + SPHD for your $10,000?

XCCC: 50%SPHD: 50%
100% SPHD50/50100% XCCC
Portfolio after 10yr
$32.9K
Annual income
$1,257.73/yr
Blended yield
3.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCCC buys
0
SPHD buys
0
No recent congressional trades found for XCCC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCCCSPHD
Forward yield10.24%4.30%
Annual dividend / share$3.72$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.4K$26.5K
Annual income after 10y$1,948.09$567.37
Total dividends collected$14.8K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCCC vs SPHD ($10,000, DRIP)

YearXCCC PortfolioXCCC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,724$1,024.12$11,130$430.50+$594.00XCCC
2$13,667$1,122.14$12,357$447.82+$1.3KXCCC
3$15,846$1,222.52$13,687$464.65+$2.2KXCCC
4$18,280$1,324.72$15,126$480.98+$3.2KXCCC
5$20,988$1,428.22$16,682$496.78+$4.3KXCCC
6$23,990$1,532.51$18,362$512.03+$5.6KXCCC
7$27,306$1,637.09$20,174$526.72+$7.1KXCCC
8$30,959$1,741.50$22,127$540.84+$8.8KXCCC
9$34,971$1,845.30$24,230$554.39+$10.7KXCCC
10$39,367$1,948.09$26,493$567.37+$12.9KXCCC

XCCC vs SPHD: Complete Analysis 2026

XCCCStock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of corporate issuers, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XCCC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.