HomeCompareXCEM vs ADC

XCEM vs ADC: Dividend Comparison 2026

XCEM yields 3.09% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $154.6K in total portfolio value· pulled ahead in Year 2
10 years
XCEM
XCEM
● Live price
3.09%
Share price
$40.33
Annual div
$1.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$377.51
Full XCEM calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — XCEM vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCEMADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XCEM + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XCEM pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCEM
Annual income on $10K today (after 15% tax)
$262.92/yr
After 10yr DRIP, annual income (after tax)
$320.88/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,356.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCEM + ADC for your $10,000?

XCEM: 50%ADC: 50%
100% ADC50/50100% XCEM
Portfolio after 10yr
$101.7K
Annual income
$40,587.41/yr
Blended yield
39.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

XCEM
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCEM buys
2
ADC buys
0
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$XCEM▲ Buy$15,001 - $50,0002023-12-18
Thomas R. Carper🏛 Senate$XCEM▲ Buy$1,001 - $15,0002023-08-16
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCEMADC
Forward yield3.09%4.13%
Annual dividend / share$1.25$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$24.4K$178.9K
Annual income after 10y$377.51$80,797.29
Total dividends collected$3.5K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: XCEM vs ADC ($10,000, DRIP)

YearXCEM PortfolioXCEM Income/yrADC PortfolioADC Income/yrGap
1$11,009$309.32$10,990$580.36+$19.00XCEM
2← crossover$12,098$318.26$12,301$860.26$203.00ADC
3$13,272$326.86$14,104$1,298.62$832.00ADC
4$14,536$335.11$16,691$2,008.16$2.2KADC
5$15,897$343.02$20,580$3,205.09$4.7KADC
6$17,360$350.58$26,754$5,330.02$9.4KADC
7$18,933$357.81$37,196$9,345.14$18.3KADC
8$20,623$364.70$56,244$17,523.09$35.6KADC
9$22,438$371.26$94,286$35,736.21$71.8KADC
10$24,386$377.51$178,949$80,797.29$154.6KADC

XCEM vs ADC: Complete Analysis 2026

XCEMStock

The fund will invest at least 80% of its net assets in the companies included in the index and the advisor generally expects to be substantially invested at such times, with at least 95% of its net assets invested in these securities. The index is designed to provide broad, core emerging markets equity exposure by measuring the stock performance of up to 700 emerging markets companies, excluding companies domiciled or exchange-listed in China or domiciled in Hong Kong. It is non-diversified.

Full XCEM Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this XCEM vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XCEM vs SCHDXCEM vs JEPIXCEM vs OXCEM vs KOXCEM vs MAINXCEM vs NNNXCEM vs EPRTXCEM vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.