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XCHG vs SPHD: Dividend Comparison 2026

XCHG yields 0.25% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $8.0K in total portfolio value
10 years
XCHG
XCHG
● Live price
0.25%
Share price
$23.10
Annual div
$0.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$25.61
Full XCHG calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — XCHG vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCHGSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XCHG + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XCHG pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCHG
Annual income on $10K today (after 15% tax)
$21.41/yr
After 10yr DRIP, annual income (after tax)
$21.77/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $742.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCHG + SPHD for your $10,000?

XCHG: 50%SPHD: 50%
100% SPHD50/50100% XCHG
Portfolio after 10yr
$24.0K
Annual income
$462.40/yr
Blended yield
1.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCHG buys
0
SPHD buys
0
No recent congressional trades found for XCHG or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCHGSPHD
Forward yield0.25%4.00% ✓
Annual dividend / share$0.06$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$20.0K$28.0K ✓
Annual income after 10y$25.61$899.19 ✓
Total dividends collected$254.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCHG vs SPHD ($10,000, DRIP)

YearXCHG PortfolioXCHG Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,725$25.19$11,120$420.00$395.00 → SPHD
2$11,501$25.25$12,357$458.31$856.00 → SPHD
3$12,332$25.31$13,721$499.76$1.4K → SPHD
4$13,220$25.36$15,227$544.58$2.0K → SPHD
5$14,171$25.41$16,885$593.02$2.7K → SPHD
6$15,188$25.45$18,713$645.34$3.5K → SPHD
7$16,277$25.50$20,724$701.81$4.4K → SPHD
8$17,442$25.54$22,938$762.73$5.5K → SPHD
9$18,689$25.57$25,372$828.41$6.7K → SPHD
10$20,022$25.61$28,047$899.19$8.0K → SPHD

XCHG vs SPHD: Complete Analysis 2026

XCHG — Stock

The fund is an actively-managed exchange-traded fund (“ETF”). The Adviser seeks to achieve the fund’s investment objective by investing, under normal circumstances, at least 80% of its net assets in equity securities of U.S. companies. It is non-diversified.

Full XCHG Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.