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XCRA vs DGRO: Dividend Comparison 2026

XCRA yields 14.02% · DGRO yields 2.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCRA wins by $18.7K in total portfolio value
10 years
XCRA
XCRA
● Live price
14.02%
Share price
$14.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.2K
Annual income
$3,340.58
Full XCRA calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.10%
Share price
$70.18
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$235.38
Full DGRO calculator →

Portfolio growth — XCRA vs DGRO

📍 XCRA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCRADGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XCRA + DGRO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XCRA pays
DGRO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCRA
Annual income on $10K today (after 15% tax)
$1,191.31/yr
After 10yr DRIP, annual income (after tax)
$2,839.49/yr
DGRO
Annual income on $10K today (after 15% tax)
$178.14/yr
After 10yr DRIP, annual income (after tax)
$200.07/yr
At 15% tax rate, XCRA beats the other by $2,639.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCRA + DGRO for your $10,000?

XCRA: 50%DGRO: 50%
100% DGRO50/50100% XCRA
Portfolio after 10yr
$40.9K
Annual income
$1,787.98/yr
Blended yield
4.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCRA buys
0
DGRO buys
0
No recent congressional trades found for XCRA or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCRADGRO
Forward yield14.02% ✓2.10%
Annual dividend / share$2.00 ✓$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.2K ✓$31.6K
Annual income after 10y$3,340.58 ✓$235.38
Total dividends collected$23.3K ✓$2.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCRA vs DGRO ($10,000, DRIP)

YearXCRA PortfolioXCRA Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$12,102$1,401.54$11,290$209.57+$812.00 → XCRA
2$14,534$1,585.12$12,722$213.54+$1.8K → XCRA
3$17,330$1,779.17$14,314$217.18+$3.0K → XCRA
4$20,526$1,982.72$16,080$220.53+$4.4K → XCRA
5$24,158$2,194.72$18,040$223.59+$6.1K → XCRA
6$28,263$2,414.03$20,215$226.40+$8.0K → XCRA
7$32,881$2,639.48$22,627$228.96+$10.3K → XCRA
8$38,052$2,869.85$25,302$231.31+$12.8K → XCRA
9$43,820$3,103.95$28,268$233.44+$15.6K → XCRA
10$50,228$3,340.58$31,557$235.38+$18.7K → XCRA

XCRA vs DGRO: Complete Analysis 2026

XCRA — Stock

XCRA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XCRA shares.

Full XCRA Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.