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XCRA vs DVY: Dividend Comparison 2026

XCRA yields 14.02% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCRA wins by $25.2K in total portfolio value
10 years
XCRA
XCRA
● Live price
14.02%
Share price
$14.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.2K
Annual income
$3,340.58
Full XCRA calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — XCRA vs DVY

📍 XCRA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCRADVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XCRA + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XCRA pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCRA
Annual income on $10K today (after 15% tax)
$1,191.31/yr
After 10yr DRIP, annual income (after tax)
$2,839.49/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, XCRA beats the other by $2,471.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCRA + DVY for your $10,000?

XCRA: 50%DVY: 50%
100% DVY50/50100% XCRA
Portfolio after 10yr
$37.6K
Annual income
$1,886.74/yr
Blended yield
5.02%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCRA buys
0
DVY buys
0
No recent congressional trades found for XCRA or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCRADVY
Forward yield14.02% ✓3.46%
Annual dividend / share$2.00$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.2K ✓$25.0K
Annual income after 10y$3,340.58 ✓$432.91
Total dividends collected$23.3K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCRA vs DVY ($10,000, DRIP)

YearXCRA PortfolioXCRA Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$12,102$1,401.54$11,046$346.43+$1.1K → XCRA
2$14,534$1,585.12$12,177$357.65+$2.4K → XCRA
3$17,330$1,779.17$13,398$368.47+$3.9K → XCRA
4$20,526$1,982.72$14,715$378.89+$5.8K → XCRA
5$24,158$2,194.72$16,134$388.90+$8.0K → XCRA
6$28,263$2,414.03$17,662$398.51+$10.6K → XCRA
7$32,881$2,639.48$19,306$407.71+$13.6K → XCRA
8$38,052$2,869.85$21,074$416.50+$17.0K → XCRA
9$43,820$3,103.95$22,974$424.90+$20.8K → XCRA
10$50,228$3,340.58$25,015$432.91+$25.2K → XCRA

XCRA vs DVY: Complete Analysis 2026

XCRA — Stock

XCRA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XCRA shares.

Full XCRA Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.