HomeCompareXCRA vs SPHD

XCRA vs SPHD: Dividend Comparison 2026

XCRA yields 14.02% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCRA wins by $23.7K in total portfolio value
10 years
XCRA
XCRA
● Live price
14.02%
Share price
$14.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.2K
Annual income
$3,340.58
Full XCRA calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XCRA vs SPHD

📍 XCRA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCRASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XCRA + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XCRA pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCRA
Annual income on $10K today (after 15% tax)
$1,191.31/yr
After 10yr DRIP, annual income (after tax)
$2,839.49/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XCRA beats the other by $2,357.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCRA + SPHD for your $10,000?

XCRA: 50%SPHD: 50%
100% SPHD50/50100% XCRA
Portfolio after 10yr
$38.4K
Annual income
$1,953.97/yr
Blended yield
5.09%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCRA buys
0
SPHD buys
0
No recent congressional trades found for XCRA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCRASPHD
Forward yield14.02%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.2K$26.5K
Annual income after 10y$3,340.58$567.37
Total dividends collected$23.3K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCRA vs SPHD ($10,000, DRIP)

YearXCRA PortfolioXCRA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,102$1,401.54$11,130$430.50+$972.00XCRA
2$14,534$1,585.12$12,357$447.82+$2.2KXCRA
3$17,330$1,779.17$13,687$464.65+$3.6KXCRA
4$20,526$1,982.72$15,126$480.98+$5.4KXCRA
5$24,158$2,194.72$16,682$496.78+$7.5KXCRA
6$28,263$2,414.03$18,362$512.03+$9.9KXCRA
7$32,881$2,639.48$20,174$526.72+$12.7KXCRA
8$38,052$2,869.85$22,127$540.84+$15.9KXCRA
9$43,820$3,103.95$24,230$554.39+$19.6KXCRA
10$50,228$3,340.58$26,493$567.37+$23.7KXCRA

XCRA vs SPHD: Complete Analysis 2026

XCRAStock

XCRA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XCRA shares.

Full XCRA Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.