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XCSIX vs SPHD: Dividend Comparison 2026

XCSIX yields 13.11% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCSIX wins by $20.9K in total portfolio value
10 years
XCSIX
XCSIX
● Live price
13.11%
Share price
$15.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.4K
Annual income
$2,963.03
Full XCSIX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XCSIX vs SPHD

📍 XCSIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCSIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XCSIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XCSIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCSIX
Annual income on $10K today (after 15% tax)
$1,114.62/yr
After 10yr DRIP, annual income (after tax)
$2,518.58/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XCSIX beats the other by $2,036.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCSIX + SPHD for your $10,000?

XCSIX: 50%SPHD: 50%
100% SPHD50/50100% XCSIX
Portfolio after 10yr
$37.0K
Annual income
$1,765.19/yr
Blended yield
4.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCSIX buys
0
SPHD buys
0
No recent congressional trades found for XCSIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCSIXSPHD
Forward yield13.11%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$47.4K$26.5K
Annual income after 10y$2,963.03$567.37
Total dividends collected$21.1K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCSIX vs SPHD ($10,000, DRIP)

YearXCSIX PortfolioXCSIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,011$1,311.32$11,130$430.50+$881.00XCSIX
2$14,324$1,472.03$12,357$447.82+$2.0KXCSIX
3$16,967$1,640.63$13,687$464.65+$3.3KXCSIX
4$19,971$1,816.24$15,126$480.98+$4.8KXCSIX
5$23,367$1,997.94$16,682$496.78+$6.7KXCSIX
6$27,188$2,184.74$18,362$512.03+$8.8KXCSIX
7$31,467$2,375.64$20,174$526.72+$11.3KXCSIX
8$36,239$2,569.64$22,127$540.84+$14.1KXCSIX
9$41,541$2,765.76$24,230$554.39+$17.3KXCSIX
10$47,412$2,963.03$26,493$567.37+$20.9KXCSIX

XCSIX vs SPHD: Complete Analysis 2026

XCSIXStock

XCSIX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XCSIX shares.

Full XCSIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.