HomeCompareXDIV vs PM

XDIV vs PM: Dividend Comparison 2026

XDIV yields 7.79% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $16.2K in total portfolio value
10 years
XDIV
XDIV
● Live price
7.79%
Share price
$25.69
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.5K
Annual income
$1,274.67
Full XDIV calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — XDIV vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXDIVPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XDIV + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XDIV pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XDIV
Annual income on $10K today (after 15% tax)
$661.74/yr
After 10yr DRIP, annual income (after tax)
$1,083.47/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,043.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XDIV + PM for your $10,000?

XDIV: 50%PM: 50%
100% PM50/50100% XDIV
Portfolio after 10yr
$41.6K
Annual income
$1,888.64/yr
Blended yield
4.54%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

XDIV
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XDIV buys
0
PM buys
0
No recent congressional trades found for XDIV or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXDIVPM
Forward yield7.79%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$33.5K$49.6K
Annual income after 10y$1,274.67$2,502.61
Total dividends collected$10.3K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: XDIV vs PM ($10,000, DRIP)

YearXDIV PortfolioXDIV Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,479$778.51$11,650$409.56$171.00PM
2$13,117$835.16$13,592$497.49$475.00PM
3$14,927$891.95$15,882$605.21$955.00PM
4$16,921$948.63$18,589$737.41$1.7KPM
5$19,110$1,004.97$21,794$899.94$2.7KPM
6$21,509$1,060.75$25,597$1,100.16$4.1KPM
7$24,130$1,115.78$30,118$1,347.30$6.0KPM
8$26,989$1,169.87$35,505$1,652.97$8.5KPM
9$30,101$1,222.88$41,940$2,031.88$11.8KPM
10$33,483$1,274.67$49,643$2,502.61$16.2KPM

XDIV vs PM: Complete Analysis 2026

XDIVStock

The Roundhill S&P 500 No Dividend Target ETF (“XDIV”) seeks to track the total return of the S&P 500 Index without paying distributions. XDIV is an actively-managed ETF.

Full XDIV Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.