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XEL vs ADBE: Dividend Comparison 2026

XEL yields 2.91% · ADBE yields 0.83%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XEL wins by $4.45M in total portfolio value
10 years
XEL
XEL
● Live price
2.91%
Share price
$79.17
Annual div
$2.30
5Y div CAGR
74.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.47M
Annual income
$3,536,239.95
Full XEL calculator →
ADBE
ADBE
● Live price
0.83%
Share price
$241.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$87.53
Full ADBE calculator →

Portfolio growth — XEL vs ADBE

📍 XEL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXELADBE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XEL + ADBE cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XEL pays
ADBE pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XEL
Annual income on $10K today (after 15% tax)
$247.22/yr
After 10yr DRIP, annual income (after tax)
$3,005,803.96/yr
ADBE
Annual income on $10K today (after 15% tax)
$70.50/yr
After 10yr DRIP, annual income (after tax)
$74.40/yr
At 15% tax rate, XEL beats the other by $3,005,729.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XEL + ADBE for your $10,000?

XEL: 50%ADBE: 50%
100% ADBE50/50100% XEL
Portfolio after 10yr
$2.25M
Annual income
$1,768,163.74/yr
Blended yield
78.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADBE right now

XEL
Analyst Ratings
16
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$89.18
+12.7% upside vs current
Range: $82.00 — $95.00
Altman Z
0.9
Piotroski
3/9
ADBE
Analyst Ratings
34
Buy
23
Hold
4
Sell
Consensus: Buy
Price Target
$349.65
+45.0% upside vs current
Range: $220.00 — $450.00
Altman Z
7.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XEL buys
0
ADBE buys
0
No recent congressional trades found for XEL or ADBE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXELADBE
Forward yield2.91%0.83%
Annual dividend / share$2.30$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.1%0%
Portfolio after 10y$4.47M$20.8K
Annual income after 10y$3,536,239.95$87.53
Total dividends collected$4.37M$854.00
Payment frequencyquarterlyquarterly
SectorUtilitiesTechnology
Analyst consensusBuyBuy
Analyst price target$89.18$349.65

Year-by-year: XEL vs ADBE ($10,000, DRIP)

YearXEL PortfolioXEL Income/yrADBE PortfolioADBE Income/yrGap
1← crossover$11,206$506.37$10,783$82.94+$423.00XEL
2$12,914$923.30$11,621$83.59+$1.3KXEL
3$15,549$1,731.25$12,519$84.19+$3.0KXEL
4$20,030$3,391.74$13,480$84.76+$6.5KXEL
5$28,540$7,108.80$14,509$85.30+$14.0KXEL
6$47,020$16,481.64$15,610$85.80+$31.4KXEL
7$94,492$44,181.13$16,789$86.28+$77.7KXEL
8$245,573$144,466.48$18,051$86.72+$227.5KXEL
9$873,658$610,894.77$19,402$87.14+$854.3KXEL
10$4,471,054$3,536,239.95$20,848$87.53+$4.45MXEL

XEL vs ADBE: Complete Analysis 2026

XELUtilities

Xcel Energy Inc., through its subsidiaries, generates, purchases, transmits, distributes, and sells electricity. It operates through Regulated Electric Utility, Regulated Natural Gas Utility, and All Other segments. The company generates electricity through coal, nuclear, natural gas, hydroelectric, solar, biomass, oil, wood/refuse, and wind energy sources. It also purchases, transports, distributes, and sells natural gas to retail customers, as well as transports customer-owned natural gas. In addition, the company develops and leases natural gas pipelines, and storage and compression facilities; and invests in rental housing projects, as well as procures equipment for the construction of renewable generation facilities. It serves residential, commercial, and industrial customers in the portions of Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. The company sells electricity to approximately 3.7 million customers; and natural gas to approximately 2.1 million customers. Xcel Energy Inc. was incorporated in 1909 and is headquartered in Minneapolis, Minnesota.

Full XEL Calculator →

ADBETechnology

Adobe Inc. operates as a diversified software company worldwide. It operates through three segments: Digital Media, Digital Experience, and Publishing and Advertising. The Digital Media segment offers products, services, and solutions that enable individuals, teams, and enterprises to create, publish, and promote content; and Document Cloud, a unified cloud-based document services platform. Its flagship product is Creative Cloud, a subscription service that allows members to access its creative products. This segment serves content creators, workers, marketers, educators, enthusiasts, communicators, and consumers. The Digital Experience segment provides an integrated platform and set of applications and services that enable brands and businesses to create, manage, execute, measure, monetize, and optimize customer experiences from analytics to commerce. This segment serves marketers, advertisers, agencies, publishers, merchandisers, merchants, web analysts, data scientists, developers, and executives across the C-suite. The Publishing and Advertising segment offers products and services, such as e-learning solutions, technical document publishing, web conferencing, document and forms platform, web application development, and high-end printing, as well as Advertising Cloud offerings. The company offers its products and services directly to enterprise customers through its sales force and local field offices, as well as to end users through app stores and through its website at adobe.com. It also distributes products and services through a network of distributors, value-added resellers, systems integrators, software vendors and developers, retailers, and original equipment manufacturers. The company was formerly known as Adobe Systems Incorporated and changed its name to Adobe Inc. in October 2018. Adobe Inc. was founded in 1982 and is headquartered in San Jose, California.

Full ADBE Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.