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XEL vs ES: Dividend Comparison 2026

XEL yields 2.91% · ES yields 4.45%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XEL wins by $4.37M in total portfolio value· pulled ahead in Year 3
10 years
XEL
XEL
● Live price
2.91%
Share price
$79.17
Annual div
$2.30
5Y div CAGR
74.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.47M
Annual income
$3,536,239.95
Full XEL calculator →
ES
ES
● Live price
4.45%
Share price
$68.41
Annual div
$3.05
5Y div CAGR
33.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$102.4K
Annual income
$29,915.45
Full ES calculator →

Portfolio growth — XEL vs ES

📍 XEL pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXELES
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XEL + ES cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XEL pays
ES pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XEL
Annual income on $10K today (after 15% tax)
$247.22/yr
After 10yr DRIP, annual income (after tax)
$3,005,803.96/yr
ES
Annual income on $10K today (after 15% tax)
$378.34/yr
After 10yr DRIP, annual income (after tax)
$25,428.13/yr
At 15% tax rate, XEL beats the other by $2,980,375.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XEL + ES for your $10,000?

XEL: 50%ES: 50%
100% ES50/50100% XEL
Portfolio after 10yr
$2.29M
Annual income
$1,783,077.69/yr
Blended yield
77.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XEL right now

XEL
Analyst Ratings
16
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$89.18
+12.7% upside vs current
Range: $82.00 — $95.00
Altman Z
0.9
Piotroski
3/9
ES
Analyst Ratings
11
Buy
14
Hold
4
Sell
Consensus: Hold
Price Target
$73.14
+6.9% upside vs current
Range: $60.00 — $80.00
Altman Z
0.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XEL buys
0
ES buys
0
No recent congressional trades found for XEL or ES in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXELES
Forward yield2.91%4.45%
Annual dividend / share$2.30$3.05
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.1%33.7%
Portfolio after 10y$4.47M$102.4K
Annual income after 10y$3,536,239.95$29,915.45
Total dividends collected$4.37M$73.7K
Payment frequencyquarterlyquarterly
SectorUtilitiesStock
Analyst consensusBuyHold
Analyst price target$89.18$73.14

Year-by-year: XEL vs ES ($10,000, DRIP)

YearXEL PortfolioXEL Income/yrES PortfolioES Income/yrGap
1$11,206$506.37$11,295$595.11$89.00ES
2$12,914$923.30$12,926$839.92$12.00ES
3← crossover$15,549$1,731.25$15,032$1,201.01+$517.00XEL
4$20,030$3,391.74$17,829$1,745.20+$2.2KXEL
5$28,540$7,108.80$21,663$2,586.51+$6.9KXEL
6$47,020$16,481.64$27,107$3,927.03+$19.9KXEL
7$94,492$44,181.13$35,144$6,139.95+$59.3KXEL
8$245,573$144,466.48$47,551$9,946.91+$198.0KXEL
9$873,658$610,894.77$67,697$16,816.79+$806.0KXEL
10$4,471,054$3,536,239.95$102,351$29,915.45+$4.37MXEL

XEL vs ES: Complete Analysis 2026

XELUtilities

Xcel Energy Inc., through its subsidiaries, generates, purchases, transmits, distributes, and sells electricity. It operates through Regulated Electric Utility, Regulated Natural Gas Utility, and All Other segments. The company generates electricity through coal, nuclear, natural gas, hydroelectric, solar, biomass, oil, wood/refuse, and wind energy sources. It also purchases, transports, distributes, and sells natural gas to retail customers, as well as transports customer-owned natural gas. In addition, the company develops and leases natural gas pipelines, and storage and compression facilities; and invests in rental housing projects, as well as procures equipment for the construction of renewable generation facilities. It serves residential, commercial, and industrial customers in the portions of Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. The company sells electricity to approximately 3.7 million customers; and natural gas to approximately 2.1 million customers. Xcel Energy Inc. was incorporated in 1909 and is headquartered in Minneapolis, Minnesota.

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ESStock

Eversource Energy, a public utility holding company, engages in the energy delivery business. The company operates through Electric Distribution, Electric Transmission, Natural Gas Distribution, and Water Distribution segments. It is involved in the transmission and distribution of electricity; solar power facilities; and distribution of natural gas. The company operates regulated water utilities that provide water services to approximately 226,000 customers. It serves residential, commercial, industrial, municipal and fire protection, and other customers in Connecticut, Massachusetts, and New Hampshire. The company was formerly known as Northeast Utilities and changed its name to Eversource Energy in April 2015. Eversource Energy is based in Springfield, Massachusetts.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.