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XEL vs GD: Dividend Comparison 2026

XEL yields 2.91% · GD yields 1.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 XEL wins by $4.43M in total portfolio value
10 years
XEL
XEL
● Live price
2.91%
Share price
$79.17
Annual div
$2.30
5Y div CAGR
74.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.47M
Annual income
$3,536,239.95
Full XEL calculator →
GD
GD
● Live price
1.76%
Share price
$340.79
Annual div
$6.00
5Y div CAGR
36.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.0K
Annual income
$7,409.33
Full GD calculator →

Portfolio growth — XEL vs GD

📍 XEL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXELGD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XEL + GD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XEL pays
GD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XEL
Annual income on $10K today (after 15% tax)
$247.22/yr
After 10yr DRIP, annual income (after tax)
$3,005,803.96/yr
GD
Annual income on $10K today (after 15% tax)
$149.65/yr
After 10yr DRIP, annual income (after tax)
$6,297.93/yr
At 15% tax rate, XEL beats the other by $2,999,506.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XEL + GD for your $10,000?

XEL: 50%GD: 50%
100% GD50/50100% XEL
Portfolio after 10yr
$2.26M
Annual income
$1,771,824.63/yr
Blended yield
78.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GD right now

XEL
Analyst Ratings
16
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$89.18
+12.7% upside vs current
Range: $82.00 — $95.00
Altman Z
0.9
Piotroski
3/9
GD
Analyst Ratings
17
Buy
16
Hold
1
Sell
Consensus: Buy
Price Target
$404.22
+18.6% upside vs current
Range: $385.00 — $444.00
Altman Z
4.2
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XEL buys
0
GD buys
0
No recent congressional trades found for XEL or GD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXELGD
Forward yield2.91%1.76%
Annual dividend / share$2.30$6.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.1%36.6%
Portfolio after 10y$4.47M$44.0K
Annual income after 10y$3,536,239.95$7,409.33
Total dividends collected$4.37M$21.2K
Payment frequencyquarterlyquarterly
SectorUtilitiesIndustrials
Analyst consensusBuyBuy
Analyst price target$89.18$404.22

Year-by-year: XEL vs GD ($10,000, DRIP)

YearXEL PortfolioXEL Income/yrGD PortfolioGD Income/yrGap
1← crossover$11,206$506.37$10,941$240.50+$265.00XEL
2$12,914$923.30$12,042$335.91+$872.00XEL
3$15,549$1,731.25$13,357$472.02+$2.2KXEL
4$20,030$3,391.74$14,961$668.39+$5.1KXEL
5$28,540$7,108.80$16,964$955.72+$11.6KXEL
6$47,020$16,481.64$19,534$1,383.46+$27.5KXEL
7$94,492$44,181.13$22,936$2,033.85+$71.6KXEL
8$245,573$144,466.48$27,590$3,048.57+$218.0KXEL
9$873,658$610,894.77$34,203$4,681.66+$839.5KXEL
10$4,471,054$3,536,239.95$44,006$7,409.33+$4.43MXEL

XEL vs GD: Complete Analysis 2026

XELUtilities

Xcel Energy Inc., through its subsidiaries, generates, purchases, transmits, distributes, and sells electricity. It operates through Regulated Electric Utility, Regulated Natural Gas Utility, and All Other segments. The company generates electricity through coal, nuclear, natural gas, hydroelectric, solar, biomass, oil, wood/refuse, and wind energy sources. It also purchases, transports, distributes, and sells natural gas to retail customers, as well as transports customer-owned natural gas. In addition, the company develops and leases natural gas pipelines, and storage and compression facilities; and invests in rental housing projects, as well as procures equipment for the construction of renewable generation facilities. It serves residential, commercial, and industrial customers in the portions of Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. The company sells electricity to approximately 3.7 million customers; and natural gas to approximately 2.1 million customers. Xcel Energy Inc. was incorporated in 1909 and is headquartered in Minneapolis, Minnesota.

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GDIndustrials

General Dynamics Corporation operates as an aerospace and defense company worldwide. It operates through four segments: Aerospace, Marine Systems, Combat Systems, and Technologies. The Aerospace segment designs, manufactures, and sells business jets; and offers aircraft maintenance and repair, management, charter, aircraft-on-ground support and completion, staffing, and fixed-base operator services. The Marine Systems segment designs and builds nuclear-powered submarines, surface combatants, and auxiliary ships for the United States Navy and Jones Act ships for commercial customers, as well as builds crude oil and product tankers, and container and cargo ships. This segment also provides navy ships maintenance and modernization services; lifecycle support and repair services for navy surface ships; and program management, planning, engineering, and design support services for submarines and surface ships. The Combat Systems segment manufactures land combat solutions, such as wheeled and tracked combat vehicles, Stryker wheeled combat vehicles, piranha vehicles, weapons systems, munitions, mobile bridge systems with payloads, tactical vehicles, main battle tanks, armored vehicles, and armaments. This segment also offers modernization programs, engineering, support, and sustainment services. The Technologies segment provides information technology solutions and mission support services; mobile communication, computers, and command-and-control mission systems; and intelligence, surveillance, and reconnaissance solutions to military, intelligence, and federal civilian customers. This segment also offers cloud computing, artificial intelligence; machine learning; big data analytics; development, security, and operations; software-defined networks; everything-as-a-service; defense enterprise office system solutions; and unmanned undersea vehicle manufacturing and assembly services. General Dynamics Corporation was founded in 1899 and is headquartered in Reston, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.