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XEL vs TGT: Dividend Comparison 2026

XEL yields 2.91% · TGT yields 3.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TGT wins by $486.2K in total portfolio value
10 years
XEL
XEL
● Live price
2.91%
Share price
$79.17
Annual div
$2.30
5Y div CAGR
74.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.47M
Annual income
$3,536,239.95
Full XEL calculator →
TGT
TGT
● Live price
3.82%
Share price
$118.75
Annual div
$4.54
5Y div CAGR
68.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.96M
Annual income
$3,876,267.92
Full TGT calculator →

Portfolio growth — XEL vs TGT

📍 TGT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXELTGT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XEL + TGT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XEL pays
TGT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XEL
Annual income on $10K today (after 15% tax)
$247.22/yr
After 10yr DRIP, annual income (after tax)
$3,005,803.96/yr
TGT
Annual income on $10K today (after 15% tax)
$324.97/yr
After 10yr DRIP, annual income (after tax)
$3,294,827.73/yr
At 15% tax rate, TGT beats the other by $289,023.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XEL + TGT for your $10,000?

XEL: 50%TGT: 50%
100% TGT50/50100% XEL
Portfolio after 10yr
$4.71M
Annual income
$3,706,253.93/yr
Blended yield
78.62%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TGT right now

XEL
Analyst Ratings
16
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$89.18
+12.7% upside vs current
Range: $82.00 — $95.00
Altman Z
0.9
Piotroski
3/9
TGT
Analyst Ratings
27
Buy
28
Hold
4
Sell
Consensus: Hold
Price Target
$114.06
-3.9% upside vs current
Range: $81.00 — $145.00
Altman Z
3.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XEL buys
0
TGT buys
0
No recent congressional trades found for XEL or TGT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXELTGT
Forward yield2.91%3.82%
Annual dividend / share$2.30$4.54
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.1%68.5%
Portfolio after 10y$4.47M$4.96M
Annual income after 10y$3,536,239.95$3,876,267.92
Total dividends collected$4.37M$4.84M
Payment frequencyquarterlyquarterly
SectorUtilitiesConsumer Staples
Analyst consensusBuyHold
Analyst price target$89.18$114.06

Year-by-year: XEL vs TGT ($10,000, DRIP)

YearXEL PortfolioXEL Income/yrTGT PortfolioTGT Income/yrGap
1← crossover$11,206$506.37$11,344$644.20$138.00TGT
2$12,914$923.30$13,289$1,150.83$375.00TGT
3$15,549$1,731.25$16,342$2,123.00$793.00TGT
4$20,030$3,391.74$21,598$4,111.36$1.6KTGT
5$28,540$7,108.80$31,666$8,556.46$3.1KTGT
6$47,020$16,481.64$53,638$19,755.86$6.6KTGT
7$94,492$44,181.13$110,091$52,698.15$15.6KTGT
8$245,573$144,466.48$288,127$170,328.82$42.6KTGT
9$873,658$610,894.77$1,010,291$701,995.64$136.6KTGT
10$4,471,054$3,536,239.95$4,957,279$3,876,267.92$486.2KTGT

XEL vs TGT: Complete Analysis 2026

XELUtilities

Xcel Energy Inc., through its subsidiaries, generates, purchases, transmits, distributes, and sells electricity. It operates through Regulated Electric Utility, Regulated Natural Gas Utility, and All Other segments. The company generates electricity through coal, nuclear, natural gas, hydroelectric, solar, biomass, oil, wood/refuse, and wind energy sources. It also purchases, transports, distributes, and sells natural gas to retail customers, as well as transports customer-owned natural gas. In addition, the company develops and leases natural gas pipelines, and storage and compression facilities; and invests in rental housing projects, as well as procures equipment for the construction of renewable generation facilities. It serves residential, commercial, and industrial customers in the portions of Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. The company sells electricity to approximately 3.7 million customers; and natural gas to approximately 2.1 million customers. Xcel Energy Inc. was incorporated in 1909 and is headquartered in Minneapolis, Minnesota.

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TGTConsumer Staples

Target Corporation operates as a general merchandise retailer in the United States. The company offers food assortments, including perishables, dry grocery, dairy, and frozen items; apparel, accessories, home décor products, electronics, toys, seasonal offerings, food, and other merchandise; and beauty and household essentials. It also provides in-store amenities, such as Target Café, Target Optical, Starbucks, and other food service offerings. The company sells its products through its stores; and digital channels, including Target.com. As of March 09, 2022, the company operated approximately 2,000 stores. Target Corporation was incorporated in 1902 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.