Is XFLX or FCPT a better dividend investment in 2026?

XFLX currently yields 9.84% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: XFLX offers higher current income.

What is the dividend yield difference between XFLX and FCPT?

XFLX has a forward dividend yield of 9.84% ($2.19/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.79 percentage points.

Home › Compare › XFLX vs FCPT

XFLX vs FCPT: Dividend Comparison 2026

XFLX yields 9.84% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $10.7K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

XFLX

● Live price

9.84%

Share price

$22.27

Annual div

$2.19

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.4K

Annual income

$1,827.63

Full XFLX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — XFLX vs FCPT

📍 FCPT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XFLX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XFLX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XFLX pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XFLX

Annual income on $10K today (after 15% tax)

$836.64/yr

After 10yr DRIP, annual income (after tax)

$1,553.49/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,355.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XFLX + FCPT for your $10,000?

XFLX: 50%FCPT: 50%

100% FCPT50/50100% XFLX

Portfolio after 10yr

$43.7K

Annual income

$3,801.45/yr

Blended yield

8.70%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

XFLX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XFLX buys

FCPT buys

No recent congressional trades found for XFLX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXFLXFCPT

Forward yield	9.84% ✓	6.05%
Annual dividend / share	$2.19 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$38.4K	$49.1K ✓
Annual income after 10y	$1,827.63	$5,775.28 ✓
Total dividends collected	$14.0K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: XFLX vs FCPT ($10,000, DRIP)

Year	XFLX Portfolio	XFLX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,684	$984.28	$11,401	$700.92	+$283.00 → XFLX
2	$13,577	$1,074.82	$13,064	$864.84	+$513.00 → XFLX
3	$15,695	$1,167.23	$15,051	$1,072.48	+$644.00 → XFLX
4	$18,054	$1,261.01	$17,442	$1,337.22	+$612.00 → XFLX
5	$20,674	$1,355.70	$20,340	$1,677.08	+$334.00 → XFLX
6← crossover	$23,572	$1,450.84	$23,880	$2,116.57	$308.00 → FCPT
7	$26,768	$1,545.99	$28,241	$2,689.36	$1.5K → FCPT
8	$30,282	$1,640.76	$33,660	$3,442.07	$3.4K → FCPT
9	$34,137	$1,734.75	$40,456	$4,439.95	$6.3K → FCPT
10	$38,354	$1,827.63	$49,063	$5,775.28	$10.7K → FCPT

XFLX vs FCPT: Complete Analysis 2026

XFLX — Stock

The ETF is an ETF-of-ETFs and as such invests primarily in other ETFs. The underlying ETFs, in turn, invest primarily in individual securities such as common stocks and corporate or government bonds. Under normal market conditions, the ETF will invest predominately in Bond underlying ETFs of varying maturity, credit quality (including high-yield securities, or “junk bonds”) and regional exposure.

Full XFLX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.