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XHYC vs DVY: Dividend Comparison 2026

XHYC yields 6.70% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XHYC wins by $6.1K in total portfolio value
10 years
XHYC
XHYC
● Live price
6.70%
Share price
$36.50
Annual div
$2.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.1K
Annual income
$1,026.43
Full XHYC calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — XHYC vs DVY

📍 XHYC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHYCDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XHYC + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XHYC pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHYC
Annual income on $10K today (after 15% tax)
$569.74/yr
After 10yr DRIP, annual income (after tax)
$872.47/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, XHYC beats the other by $504.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHYC + DVY for your $10,000?

XHYC: 50%DVY: 50%
100% DVY50/50100% XHYC
Portfolio after 10yr
$28.1K
Annual income
$729.66/yr
Blended yield
2.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHYC buys
0
DVY buys
0
No recent congressional trades found for XHYC or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHYCDVY
Forward yield6.70% ✓3.46%
Annual dividend / share$2.45$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.1K ✓$25.0K
Annual income after 10y$1,026.43 ✓$432.91
Total dividends collected$8.5K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XHYC vs DVY ($10,000, DRIP)

YearXHYC PortfolioXHYC Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,370$670.28$11,046$346.43+$324.00 → XHYC
2$12,878$712.27$12,177$357.65+$701.00 → XHYC
3$14,534$753.97$13,398$368.47+$1.1K → XHYC
4$16,347$795.22$14,715$378.89+$1.6K → XHYC
5$18,327$835.88$16,134$388.90+$2.2K → XHYC
6$20,485$875.83$17,662$398.51+$2.8K → XHYC
7$22,834$914.95$19,306$407.71+$3.5K → XHYC
8$25,386$953.14$21,074$416.50+$4.3K → XHYC
9$28,153$990.32$22,974$424.90+$5.2K → XHYC
10$31,150$1,026.43$25,015$432.91+$6.1K → XHYC

XHYC vs DVY: Complete Analysis 2026

XHYC — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of issuers in the consumer cyclicals sector, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XHYC Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.