HomeCompareXHYC vs SPHD

XHYC vs SPHD: Dividend Comparison 2026

XHYC yields 6.70% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XHYC wins by $4.7K in total portfolio value
10 years
XHYC
XHYC
● Live price
6.70%
Share price
$36.50
Annual div
$2.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.1K
Annual income
$1,026.43
Full XHYC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XHYC vs SPHD

📍 XHYC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHYCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XHYC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XHYC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHYC
Annual income on $10K today (after 15% tax)
$569.74/yr
After 10yr DRIP, annual income (after tax)
$872.47/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XHYC beats the other by $390.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHYC + SPHD for your $10,000?

XHYC: 50%SPHD: 50%
100% SPHD50/50100% XHYC
Portfolio after 10yr
$28.8K
Annual income
$796.89/yr
Blended yield
2.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHYC buys
0
SPHD buys
0
No recent congressional trades found for XHYC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHYCSPHD
Forward yield6.70%4.30%
Annual dividend / share$2.45$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.1K$26.5K
Annual income after 10y$1,026.43$567.37
Total dividends collected$8.5K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XHYC vs SPHD ($10,000, DRIP)

YearXHYC PortfolioXHYC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,370$670.28$11,130$430.50+$240.00XHYC
2$12,878$712.27$12,357$447.82+$521.00XHYC
3$14,534$753.97$13,687$464.65+$847.00XHYC
4$16,347$795.22$15,126$480.98+$1.2KXHYC
5$18,327$835.88$16,682$496.78+$1.6KXHYC
6$20,485$875.83$18,362$512.03+$2.1KXHYC
7$22,834$914.95$20,174$526.72+$2.7KXHYC
8$25,386$953.14$22,127$540.84+$3.3KXHYC
9$28,153$990.32$24,230$554.39+$3.9KXHYC
10$31,150$1,026.43$26,493$567.37+$4.7KXHYC

XHYC vs SPHD: Complete Analysis 2026

XHYCStock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of issuers in the consumer cyclicals sector, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XHYC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this XHYC vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XHYC vs SCHDXHYC vs JEPIXHYC vs OXHYC vs KOXHYC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.