Home › Compare › XHYI vs DVY

XHYI vs DVY: Dividend Comparison 2026

XHYI yields 6.62% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XHYI wins by $6.0K in total portfolio value
10 years
XHYI
XHYI
● Live price
6.62%
Share price
$37.40
Annual div
$2.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,007.63
Full XHYI calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — XHYI vs DVY

📍 XHYI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHYIDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XHYI + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XHYI pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHYI
Annual income on $10K today (after 15% tax)
$562.34/yr
After 10yr DRIP, annual income (after tax)
$856.49/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, XHYI beats the other by $488.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHYI + DVY for your $10,000?

XHYI: 50%DVY: 50%
100% DVY50/50100% XHYI
Portfolio after 10yr
$28.0K
Annual income
$720.27/yr
Blended yield
2.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHYI buys
0
DVY buys
0
No recent congressional trades found for XHYI or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHYIDVY
Forward yield6.62% ✓3.46%
Annual dividend / share$2.47$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.0K ✓$25.0K
Annual income after 10y$1,007.63 ✓$432.91
Total dividends collected$8.4K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XHYI vs DVY ($10,000, DRIP)

YearXHYI PortfolioXHYI Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,362$661.57$11,046$346.43+$316.00 → XHYI
2$12,859$702.48$12,177$357.65+$682.00 → XHYI
3$14,503$743.07$13,398$368.47+$1.1K → XHYI
4$16,301$783.20$14,715$378.89+$1.6K → XHYI
5$18,265$822.73$16,134$388.90+$2.1K → XHYI
6$20,405$861.53$17,662$398.51+$2.7K → XHYI
7$22,733$899.51$19,306$407.71+$3.4K → XHYI
8$25,261$936.57$21,074$416.50+$4.2K → XHYI
9$28,001$972.63$22,974$424.90+$5.0K → XHYI
10$30,969$1,007.63$25,015$432.91+$6.0K → XHYI

XHYI vs DVY: Complete Analysis 2026

XHYI — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of issuers in the industrial sector, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XHYI Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
📬

Get this XHYI vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XHYI vs SCHDXHYI vs JEPIXHYI vs OXHYI vs KOXHYI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.