HomeCompareXHYT vs SPHD

XHYT vs SPHD: Dividend Comparison 2026

XHYT yields 7.92% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XHYT wins by $7.3K in total portfolio value
10 years
XHYT
XHYT
● Live price
7.92%
Share price
$33.63
Annual div
$2.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,306.99
Full XHYT calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XHYT vs SPHD

📍 XHYT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXHYTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XHYT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XHYT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XHYT
Annual income on $10K today (after 15% tax)
$673.00/yr
After 10yr DRIP, annual income (after tax)
$1,110.94/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XHYT beats the other by $628.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XHYT + SPHD for your $10,000?

XHYT: 50%SPHD: 50%
100% SPHD50/50100% XHYT
Portfolio after 10yr
$30.1K
Annual income
$937.17/yr
Blended yield
3.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XHYT buys
0
SPHD buys
0
No recent congressional trades found for XHYT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXHYTSPHD
Forward yield7.92%4.30%
Annual dividend / share$2.66$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$26.5K
Annual income after 10y$1,306.99$567.37
Total dividends collected$10.5K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XHYT vs SPHD ($10,000, DRIP)

YearXHYT PortfolioXHYT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,492$791.77$11,130$430.50+$362.00XHYT
2$13,147$850.36$12,357$447.82+$790.00XHYT
3$14,976$909.16$13,687$464.65+$1.3KXHYT
4$16,992$967.92$15,126$480.98+$1.9KXHYT
5$19,208$1,026.39$16,682$496.78+$2.5KXHYT
6$21,637$1,084.33$18,362$512.03+$3.3KXHYT
7$24,293$1,141.54$20,174$526.72+$4.1KXHYT
8$27,191$1,197.83$22,127$540.84+$5.1KXHYT
9$30,348$1,253.02$24,230$554.39+$6.1KXHYT
10$33,779$1,306.99$26,493$567.37+$7.3KXHYT

XHYT vs SPHD: Complete Analysis 2026

XHYTStock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in high-yield, below-investment grade bonds denominated in U.S. dollars of issuers in the telecom, media and technology sector, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XHYT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.