Is XIACY or QYLD a better dividend investment in 2026?

XIACY currently yields 9.71% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between XIACY and QYLD?

XIACY has a forward dividend yield of 9.71% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.21 percentage points.

Home › Compare › XIACY vs QYLD

XIACY vs QYLD: Dividend Comparison 2026

XIACY yields 9.71% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XIACY wins by $12.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XIACY

● Live price

9.71%

Share price

$20.59

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.0K

Annual income

$1,789.50

Full XIACY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — XIACY vs QYLD

📍 XIACY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XIACY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XIACY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XIACY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XIACY

Annual income on $10K today (after 15% tax)

$825.64/yr

After 10yr DRIP, annual income (after tax)

$1,521.08/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,289.34/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XIACY + QYLD for your $10,000?

XIACY: 50%QYLD: 50%

100% QYLD50/50100% XIACY

Portfolio after 10yr

$31.7K

Annual income

$3,724.41/yr

Blended yield

11.74%

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Analyst Conviction Gap

Where Wall Street is most bullish on XIACY right now

XIACY

Analyst Ratings

Buy

Consensus: Buy

Price Target

$40.00

+94.3% upside vs current

Range: $40.00 — $40.00

Altman Z

3.1

Piotroski

6/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XIACY buys

QYLD buys

No recent congressional trades found for XIACY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXIACYQYLD

Forward yield	9.71%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$38.0K ✓	$25.4K
Annual income after 10y	$1,789.50	$5,659.31 ✓
Total dividends collected	$13.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XIACY vs QYLD ($10,000, DRIP)

Year	XIACY Portfolio	XIACY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,671	$971.35	$10,352	$1,192.36	+$1.3K → XIACY
2	$13,548	$1,059.52	$10,830	$1,347.57	+$2.7K → XIACY
3	$15,646	$1,149.42	$11,460	$1,539.07	+$4.2K → XIACY
4	$17,981	$1,240.55	$12,275	$1,777.84	+$5.7K → XIACY
5	$20,573	$1,332.48	$13,323	$2,078.95	+$7.3K → XIACY
6	$23,437	$1,424.76	$14,667	$2,463.34	+$8.8K → XIACY
7	$26,595	$1,516.98	$16,396	$2,960.57	+$10.2K → XIACY
8	$30,065	$1,608.74	$18,631	$3,612.97	+$11.4K → XIACY
9	$33,870	$1,699.69	$21,548	$4,482.15	+$12.3K → XIACY
10	$38,030	$1,789.50	$25,398	$5,659.31	+$12.6K → XIACY

XIACY vs QYLD: Complete Analysis 2026

XIACY — Stock

Xiaomi Corporation, an investment holding company, provides hardware, software, and internet services in Mainland China, India, Europe, and internationally. It operates through Smartphones, IoT and Lifestyle Products, Internet Services, and Others segments. The Smartphones segment sells smartphones. The IoT and Lifestyle Products segment offers smart TVs, laptops, AI speakers, and smart routers; various IoT and other smart hardware products; and lifestyle products. The Internet Services segment provides advertising services and internet value-added services; and engages in the online game and fintech businesses. The Others segment offers hardware repair services for its products. The company also engages in the wholesale and retail of smartphones and ecosystem partners' products; development and sale of software, hardware, and electronic products; procurement and sale of smartphones, ecosystem partners' products, and spare parts; procurement of raw materials; and operation of retail stores. It is also involved in the research and development of computer software and information technology; property management and commercial factoring activities; e-commerce and market research businesses; sale of e-books; investment, asset management, project investment, property management, and investment consulting, as well as technology diffusion, transfer, and consulting activities; and provision of internet finance, consumer loan, virtual banking, software related, information technology advisory, electronic payment, and internet services. Xiaomi Corporation was incorporated in 2010 and is headquartered in Beijing, the People's Republic of China.

Full XIACY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.