HomeCompareXIORF vs SPHD

XIORF vs SPHD: Dividend Comparison 2026

XIORF yields 1.79% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.1K in total portfolio value
10 years
XIORF
XIORF
● Live price
1.79%
Share price
$31.63
Annual div
$0.57
5Y div CAGR
-7.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$87.02
Full XIORF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — XIORF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXIORFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XIORF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XIORF pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XIORF
Annual income on $10K today (after 15% tax)
$151.83/yr
After 10yr DRIP, annual income (after tax)
$73.97/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $411.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XIORF + SPHD for your $10,000?

XIORF: 50%SPHD: 50%
100% SPHD50/50100% XIORF
Portfolio after 10yr
$24.0K
Annual income
$329.17/yr
Blended yield
1.37%
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Analyst Conviction Gap

Where Wall Street is most bullish on XIORF right now

XIORF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
0.5
Piotroski
3/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XIORF buys
0
SPHD buys
0
No recent congressional trades found for XIORF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXIORFSPHD
Forward yield1.79%4.33%
Annual dividend / share$0.57$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-7.7%0%
Portfolio after 10y$21.4K$26.5K
Annual income after 10y$87.02$571.32
Total dividends collected$1.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XIORF vs SPHD ($10,000, DRIP)

YearXIORF PortfolioXIORF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,865$164.87$11,133$432.85$268.00SPHD
2$11,780$154.52$12,363$450.36$583.00SPHD
3$12,749$144.52$13,695$467.39$946.00SPHD
4$13,776$134.92$15,138$483.90$1.4KSPHD
5$14,867$125.76$16,697$499.88$1.8KSPHD
6$16,024$117.07$18,382$515.31$2.4KSPHD
7$17,255$108.85$20,198$530.17$2.9KSPHD
8$18,564$101.11$22,157$544.46$3.6KSPHD
9$19,957$93.83$24,266$558.18$4.3KSPHD
10$21,441$87.02$26,536$571.32$5.1KSPHD

XIORF vs SPHD: Complete Analysis 2026

XIORFStock

Xior Student Housing NV is the first Belgian public regulated real estate company (RREC) specialising in the student housing segment in Belgium, the Netherlands, Spain and Portugal. Within this property segment, Xior Student Housing offers a variety of accommodation, ranging from rooms with shared facilities to en-suite rooms and fully equipped studios. Since 2007, as owner-operator, Xior Student Housing has built high-quality, reliable student accommodation for students looking for the ideal place to study, live and relax. A place with that little bit extra, where every student immediately feels at home. Xior Student Housing has been accredited as a public RREC under Belgian law since 24 November 2015. Xior Student Housing's shares have been listed on Euronext Brussels (XIOR) since 11 December 2015. On 30 September 2020, Xior Student Housing held a property portfolio worth approximately 1.392 billion EUR.

Full XIORF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.