Is XITK or RYLD a better dividend investment in 2026?

XITK currently yields 0.07% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between XITK and RYLD?

XITK has a forward dividend yield of 0.07% ($0.10/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 12.07 percentage points.

Home › Compare › XITK vs RYLD

XITK vs RYLD: Dividend Comparison 2026

XITK yields 0.07% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XITK

● Live price

0.07%

Share price

$144.08

Annual div

$0.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$6.65

Full XITK calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — XITK vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XITK	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XITK + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XITK pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XITK

Annual income on $10K today (after 15% tax)

$5.63/yr

After 10yr DRIP, annual income (after tax)

$5.65/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,193.60/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XITK + RYLD for your $10,000?

XITK: 50%RYLD: 50%

100% RYLD50/50100% XITK

Portfolio after 10yr

$32.1K

Annual income

$1,296.99/yr

Blended yield

4.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XITK buys

RYLD buys

No recent congressional trades found for XITK or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXITKRYLD

Forward yield	0.07%	12.14% ✓
Annual dividend / share	$0.10	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$19.8K	$44.5K ✓
Annual income after 10y	$6.65	$2,587.35 ✓
Total dividends collected	$66.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XITK vs RYLD ($10,000, DRIP)

Year	XITK Portfolio	XITK Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,707	$6.62	$11,914	$1,213.65	$1.2K → RYLD
2	$11,463	$6.63	$14,099	$1,351.30	$2.6K → RYLD
3	$12,272	$6.63	$16,580	$1,494.55	$4.3K → RYLD
4	$13,137	$6.63	$19,384	$1,642.61	$6.2K → RYLD
5	$14,064	$6.64	$22,535	$1,794.70	$8.5K → RYLD
6	$15,055	$6.64	$26,063	$1,950.00	$11.0K → RYLD
7	$16,115	$6.64	$29,995	$2,107.69	$13.9K → RYLD
8	$17,250	$6.64	$34,361	$2,266.99	$17.1K → RYLD
9	$18,464	$6.65	$39,194	$2,427.12	$20.7K → RYLD
10	$19,763	$6.65	$44,525	$2,587.35	$24.8K → RYLD

XITK vs RYLD: Complete Analysis 2026

XITK — Stock

The State Street SPDR FactSet Innovative Technology ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the FactSet Innovative Technology Index (the "Index")Seeks to obtain exposure to companies within sub-sectors with robust revenue growth that may provide leading-edge products and servicesMay offer a way to capture innovation throughout the tech sector and electronic media sub-sector, and not just within one particular trendAs a result of equal weighted index methodology, may reduce stock-specific risk when attempting to overweight the more innovative areas of technology

Full XITK Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this XITK vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XITK vs SCHD XITK vs JEPI XITK vs O XITK vs KO XITK vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.