HomeCompareXLK vs RYLD

XLK vs RYLD: Dividend Comparison 2026

XLK yields 0.57% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $24.1K in total portfolio value
10 years
XLK
XLK
● Live price
0.57%
Share price
$134.91
Annual div
$0.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$58.76
Full XLK calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — XLK vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXLKRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XLK + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XLK pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XLK
Annual income on $10K today (after 15% tax)
$48.14/yr
After 10yr DRIP, annual income (after tax)
$49.95/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $2,149.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XLK + RYLD for your $10,000?

XLK: 50%RYLD: 50%
100% RYLD50/50100% XLK
Portfolio after 10yr
$32.5K
Annual income
$1,323.05/yr
Blended yield
4.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XLK buys
0
RYLD buys
0
No recent congressional trades found for XLK or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXLKRYLD
Forward yield0.57%12.14%
Annual dividend / share$0.76$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.5K$44.5K
Annual income after 10y$58.76$2,587.35
Total dividends collected$578.00$18.8K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: XLK vs RYLD ($10,000, DRIP)

YearXLK PortfolioXLK Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,757$56.63$11,914$1,213.65$1.2KRYLD
2$11,567$56.93$14,099$1,351.30$2.5KRYLD
3$12,433$57.21$16,580$1,494.55$4.1KRYLD
4$13,361$57.48$19,384$1,642.61$6.0KRYLD
5$14,354$57.73$22,535$1,794.70$8.2KRYLD
6$15,417$57.96$26,063$1,950.00$10.6KRYLD
7$16,554$58.18$29,995$2,107.69$13.4KRYLD
8$17,772$58.38$34,361$2,266.99$16.6KRYLD
9$19,074$58.58$39,194$2,427.12$20.1KRYLD
10$20,468$58.76$44,525$2,587.35$24.1KRYLD

XLK vs RYLD: Complete Analysis 2026

XLKETF

The State Street Technology Select Sector SPDR ETF seeks to provide investment results that, before expenses, correspond generally to the price and yield performance of the Technology Select Sector Index (the "Index").The Index seeks to provide an effective representation of the technology sector of the S&P 500 Index.Seeks to provide precise exposure to companies from technology hardware, storage and peripherals; software; communications equipment; semiconductors and semiconductor equipment; IT services; and electronic equipment, instruments and components industries.Allows investors to take strategic or tactical positions at a more targeted level than traditional style based investing.

Full XLK Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.