HomeCompareXM vs FCPT

XM vs FCPT: Dividend Comparison 2026

XM yields 11.02% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $7.6K in total portfolio value· pulled ahead in Year 8
10 years
XM
XM
● Live price
11.02%
Share price
$18.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.4K
Annual income
$2,196.91
Full XM calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — XM vs FCPT

📍 FCPT pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXMFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XM + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XM pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XM
Annual income on $10K today (after 15% tax)
$936.64/yr
After 10yr DRIP, annual income (after tax)
$1,867.37/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $3,041.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XM + FCPT for your $10,000?

XM: 50%FCPT: 50%
100% FCPT50/50100% XM
Portfolio after 10yr
$45.2K
Annual income
$3,986.10/yr
Blended yield
8.81%
📊

Analyst Conviction Gap

Where Wall Street is split right now

XM
Analyst Ratings
5
Buy
12
Hold
Consensus: Hold
Price Target
$26.67
+46.9% upside vs current
Range: $13.00 — $60.00
Altman Z
2.7
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XM buys
0
FCPT buys
0
No recent congressional trades found for XM or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXMFCPT
Forward yield11.02%6.05%
Annual dividend / share$2.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$41.4K$49.1K
Annual income after 10y$2,196.91$5,775.28
Total dividends collected$16.4K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold
Analyst price target$26.67$27.00

Year-by-year: XM vs FCPT ($10,000, DRIP)

YearXM PortfolioXM Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,802$1,101.93$11,401$700.92+$401.00XM
2$13,843$1,215.41$13,064$864.84+$779.00XM
3$16,145$1,332.39$15,051$1,072.48+$1.1KXM
4$18,727$1,452.24$17,442$1,337.22+$1.3KXM
5$21,613$1,574.32$20,340$1,677.08+$1.3KXM
6$24,823$1,698.01$23,880$2,116.57+$943.00XM
7$28,384$1,822.69$28,241$2,689.36+$143.00XM
8← crossover$32,318$1,947.76$33,660$3,442.07$1.3KFCPT
9$36,653$2,072.68$40,456$4,439.95$3.8KFCPT
10$41,416$2,196.91$49,063$5,775.28$7.6KFCPT

XM vs FCPT: Complete Analysis 2026

XMStock

Qualtrics International Inc. operates an experience management platform to manage customer, employee, product, and brand experiences worldwide. The company offers The Qualtrics Experience Management Platform, a system of action that guides users with specific instructions for improvement and automated actions to improve experiences, as well as for listening, understanding, and taking action on both structured and unstructured data. It also provides professional services that primarily consist of research services, through its DesignXM, which allows customers to gain market intelligence, as well as implementations, configurations, and integration and engineering services to help customers deploy its XM Platform. The company was founded in 2002 and is headquartered in Provo, Utah. Qualtrics International Inc. is a subsidiary of SAP America, Inc.

Full XM Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.