HomeCompareXM vs SPHD

XM vs SPHD: Dividend Comparison 2026

XM yields 11.02% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XM wins by $14.9K in total portfolio value
10 years
XM
XM
● Live price
11.02%
Share price
$18.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.4K
Annual income
$2,196.91
Full XM calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — XM vs SPHD

📍 XM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXMSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XM + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XM pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XM
Annual income on $10K today (after 15% tax)
$936.64/yr
After 10yr DRIP, annual income (after tax)
$1,867.37/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, XM beats the other by $1,381.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XM + SPHD for your $10,000?

XM: 50%SPHD: 50%
100% SPHD50/50100% XM
Portfolio after 10yr
$34.0K
Annual income
$1,384.12/yr
Blended yield
4.07%
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Analyst Conviction Gap

Where Wall Street is most bullish on XM right now

XM
Analyst Ratings
5
Buy
12
Hold
Consensus: Hold
Price Target
$26.67
+46.9% upside vs current
Range: $13.00 — $60.00
Altman Z
2.7
Piotroski
3/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XM buys
0
SPHD buys
0
No recent congressional trades found for XM or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXMSPHD
Forward yield11.02%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$41.4K$26.5K
Annual income after 10y$2,196.91$571.32
Total dividends collected$16.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XM vs SPHD ($10,000, DRIP)

YearXM PortfolioXM Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,802$1,101.93$11,133$432.85+$669.00XM
2$13,843$1,215.41$12,363$450.36+$1.5KXM
3$16,145$1,332.39$13,695$467.39+$2.5KXM
4$18,727$1,452.24$15,138$483.90+$3.6KXM
5$21,613$1,574.32$16,697$499.88+$4.9KXM
6$24,823$1,698.01$18,382$515.31+$6.4KXM
7$28,384$1,822.69$20,198$530.17+$8.2KXM
8$32,318$1,947.76$22,157$544.46+$10.2KXM
9$36,653$2,072.68$24,266$558.18+$12.4KXM
10$41,416$2,196.91$26,536$571.32+$14.9KXM

XM vs SPHD: Complete Analysis 2026

XMStock

Qualtrics International Inc. operates an experience management platform to manage customer, employee, product, and brand experiences worldwide. The company offers The Qualtrics Experience Management Platform, a system of action that guides users with specific instructions for improvement and automated actions to improve experiences, as well as for listening, understanding, and taking action on both structured and unstructured data. It also provides professional services that primarily consist of research services, through its DesignXM, which allows customers to gain market intelligence, as well as implementations, configurations, and integration and engineering services to help customers deploy its XM Platform. The company was founded in 2002 and is headquartered in Provo, Utah. Qualtrics International Inc. is a subsidiary of SAP America, Inc.

Full XM Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.