Is XMAG or SCHD a better dividend investment in 2026?

XMAG currently yields 0.54% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between XMAG and SCHD?

XMAG has a forward dividend yield of 0.54% ($0.12/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.92 percentage points.

Home › Compare › XMAG vs SCHD

XMAG vs SCHD: Dividend Comparison 2026

XMAG yields 0.54% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $8.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XMAG

● Live price

0.54%

Share price

$21.66

Annual div

$0.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$55.52

Full XMAG calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — XMAG vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XMAG	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XMAG + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

XMAG pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XMAG

Annual income on $10K today (after 15% tax)

$45.58/yr

After 10yr DRIP, annual income (after tax)

$47.19/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $314.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XMAG + SCHD for your $10,000?

XMAG: 50%SCHD: 50%

100% SCHD50/50100% XMAG

Portfolio after 10yr

$24.7K

Annual income

$240.73/yr

Blended yield

0.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XMAG buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXMAGSCHD

Forward yield	0.54%	3.46% ✓
Annual dividend / share	$0.12	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.4K	$29.0K ✓
Annual income after 10y	$55.52	$425.95 ✓
Total dividends collected	$547.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XMAG vs SCHD ($10,000, DRIP)

Year	XMAG Portfolio	XMAG Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,754	$53.62	$11,226	$346.36	$472.00 → SCHD
2	$11,560	$53.89	$12,572	$357.38	$1.0K → SCHD
3	$12,424	$54.14	$14,046	$367.84	$1.6K → SCHD
4	$13,348	$54.38	$15,660	$377.73	$2.3K → SCHD
5	$14,337	$54.60	$17,425	$387.07	$3.1K → SCHD
6	$15,395	$54.81	$19,354	$395.86	$4.0K → SCHD
7	$16,528	$55.00	$21,461	$404.13	$4.9K → SCHD
8	$17,740	$55.19	$23,762	$411.89	$6.0K → SCHD
9	$19,037	$55.36	$26,272	$419.15	$7.2K → SCHD
10	$20,425	$55.52	$29,010	$425.95	$8.6K → SCHD

XMAG vs SCHD: Complete Analysis 2026

XMAG — Stock

The Defiance Large Cap ex-Magnificent Seven ETF (the “Fund”) seeks to track the performance, before fees and expenses, of the BITA US 500 ex-Magnificent 7 Index (the “Index”).

Full XMAG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.