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XNAV vs DIVO: Dividend Comparison 2026

XNAV yields 0.58% · DIVO yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $7.6K in total portfolio value
10 years
XNAV
XNAV
● Live price
0.58%
Share price
$81.21
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$60.07
Full XNAV calculator →
DIVO
DIVO
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DIVO calculator →

Portfolio growth — XNAV vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXNAVDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XNAV + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XNAV pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XNAV
Annual income on $10K today (after 15% tax)
$49.18/yr
After 10yr DRIP, annual income (after tax)
$51.06/yr
DIVO
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DIVO beats the other by $713.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XNAV + DIVO for your $10,000?

XNAV: 50%DIVO: 50%
100% DIVO50/50100% XNAV
Portfolio after 10yr
$24.3K
Annual income
$479.64/yr
Blended yield
1.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XNAV buys
0
DIVO buys
0
No recent congressional trades found for XNAV or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXNAVDIVO
Forward yield0.58%4.00% ✓
Annual dividend / share$0.47$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$20.5K$28.0K ✓
Annual income after 10y$60.07$899.19 ✓
Total dividends collected$591.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XNAV vs DIVO ($10,000, DRIP)

YearXNAV PortfolioXNAV Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,758$57.85$11,120$420.00$362.00 → DIVO
2$11,569$58.17$12,357$458.31$788.00 → DIVO
3$12,437$58.46$13,721$499.76$1.3K → DIVO
4$13,367$58.74$15,227$544.58$1.9K → DIVO
5$14,361$59.00$16,885$593.02$2.5K → DIVO
6$15,426$59.24$18,713$645.34$3.3K → DIVO
7$16,565$59.47$20,724$701.81$4.2K → DIVO
8$17,784$59.68$22,938$762.73$5.2K → DIVO
9$19,089$59.88$25,372$828.41$6.3K → DIVO
10$20,486$60.07$28,047$899.19$7.6K → DIVO

XNAV vs DIVO: Complete Analysis 2026

XNAV — Stock

The Aggressive ETF (XNAV) gives you a diversified portfolio of speculative stock ETFs, like sector and country-specific ETFs, in one fund purchase. XNAV is an easy way to add exposure to ETFs that take higher risk in search of higher returns.

Full XNAV Calculator →

DIVO — ETF

DIVO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DIVO shares.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.