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XOM vs ADC: Dividend Comparison 2026

XOM yields 3.58% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $23.2K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — XOM vs ADC

Annual dividend income

MetricXOMADC
Forward yield3.58%4.39%
Annual dividend / share$3.88$3.00
Payout ratio44%73%
1-year div growth4%2.8%
5-year div CAGR3.5%5.2%
Portfolio after 10y$46.7K$23.5K
Annual income after 10y$616.62$1,093.74
Total dividends collected$4.9K$7.4K
Payment frequencyquarterlymonthly
SectorEnergyREIT

Year-by-year: XOM vs ADC ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrADC PortfolioADC Income/yrGap
1$11,790$370.12$10,871$461.40+$919.00XOM
2$13,860$395.49$11,824$506.91+$2.0KXOM
3$16,249$421.35$12,866$557.16+$3.4KXOM
4$19,004$447.71$14,006$612.66+$5.0KXOM
5$22,178$474.56$15,254$674.00+$6.9KXOM
6$25,829$501.91$16,622$741.82+$9.2KXOM
7$30,026$529.77$18,120$816.86+$11.9KXOM
8$34,848$558.16$19,763$899.90+$15.1KXOM
9$40,383$587.10$21,565$991.86+$18.8KXOM
10$46,735$616.62$23,543$1,093.74+$23.2KXOM

XOM vs ADC: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

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ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is XOM or ADC better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs ADC earn per year?
With $10,000 invested today: XOM pays approximately $358/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $1,094/year (ADC).
Does XOM or ADC pay monthly dividends?
XOM pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.