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XOM vs TXN: Dividend Comparison 2026

XOM yields 3.58% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $26.4K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — XOM vs TXN

Annual dividend income

MetricXOMTXN
Forward yield3.58%2.82%
Annual dividend / share$3.88$5.20
Payout ratio44%62%
1-year div growth4%4.8%
5-year div CAGR3.5%13.1%
Portfolio after 10y$46.7K$20.4K
Annual income after 10y$616.62$1,482.81
Total dividends collected$4.9K$7.5K
Payment frequencyquarterlyquarterly
SectorEnergyTechnology

Year-by-year: XOM vs TXN ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrTXN PortfolioTXN Income/yrGap
1$11,790$370.12$10,529$319.28+$1.3KXOM
2$13,860$395.49$11,123$372.40+$2.7KXOM
3$16,249$421.35$11,792$435.78+$4.5KXOM
4$19,004$447.71$12,552$511.78+$6.5KXOM
5$22,178$474.56$13,419$603.42+$8.8KXOM
6$25,829$501.91$14,415$714.61+$11.4KXOM
7$30,026$529.77$15,568$850.38+$14.5KXOM
8$34,848$558.16$16,912$1,017.35+$17.9KXOM
9$40,383$587.10$18,492$1,224.26+$21.9KXOM
10$46,735$616.62$20,363$1,482.81+$26.4KXOM

XOM vs TXN: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is XOM or TXN better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while TXN offers 2.82% (5.20/share/year). XOM provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs TXN earn per year?
With $10,000 invested today: XOM pays approximately $358/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $1,483/year (TXN).
Does XOM or TXN pay monthly dividends?
XOM pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.