Is XONE or SPHD a better dividend investment in 2026?

XONE currently yields 4.20% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: XONE offers higher current income.

What is the dividend yield difference between XONE and SPHD?

XONE has a forward dividend yield of 4.20% ($2.08/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 0.20 percentage points.

Home › Compare › XONE vs SPHD

XONE vs SPHD: Dividend Comparison 2026

XONE yields 4.20% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $1.7K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

XONE

● Live price

4.20%

Share price

$49.52

Annual div

$2.08

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$550.25

Full XONE calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — XONE vs SPHD

📍 SPHD pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XONE	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XONE + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XONE pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XONE

Annual income on $10K today (after 15% tax)

$357.19/yr

After 10yr DRIP, annual income (after tax)

$467.71/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $296.60/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XONE + SPHD for your $10,000?

XONE: 50%SPHD: 50%

100% SPHD50/50100% XONE

Portfolio after 10yr

$27.2K

Annual income

$724.73/yr

Blended yield

2.67%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on XONE right now

XONE

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

19.1

Piotroski

4/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XONE buys

SPHD buys

No recent congressional trades found for XONE or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXONESPHD

Forward yield	4.20% ✓	4.00%
Annual dividend / share	$2.08 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$26.3K	$28.0K ✓
Annual income after 10y	$550.25	$899.19 ✓
Total dividends collected	$4.9K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XONE vs SPHD ($10,000, DRIP)

Year	XONE Portfolio	XONE Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$11,120	$420.23	$11,120	$420.00	$0.00 → SPHD
2← crossover	$12,335	$436.73	$12,357	$458.31	$22.00 → SPHD
3	$13,652	$452.76	$13,721	$499.76	$69.00 → SPHD
4	$15,076	$468.29	$15,227	$544.58	$151.00 → SPHD
5	$16,614	$483.30	$16,885	$593.02	$271.00 → SPHD
6	$18,275	$497.78	$18,713	$645.34	$438.00 → SPHD
7	$20,066	$511.72	$20,724	$701.81	$658.00 → SPHD
8	$21,996	$525.11	$22,938	$762.73	$942.00 → SPHD
9	$24,073	$537.96	$25,372	$828.41	$1.3K → SPHD
10	$26,309	$550.25	$28,047	$899.19	$1.7K → SPHD

XONE vs SPHD: Complete Analysis 2026

XONE — Stock

The investment seeks to track the investment results of the Bloomberg US Treasury 1 Year Duration Index composed of U.S. Treasury securities with a duration between 6 and 18 months. Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in a portfolio of U.S. Treasury securities that collectively have an average duration of approximately 1 year, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XONE Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

📬

Get this XONE vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XONE vs SCHD XONE vs JEPI XONE vs O XONE vs KO XONE vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.